Family Credit Counseling Corporation ripoff Lauderdale Lakes Florida

We inrolled in Family Credit Counseling Corporation
in mid September with 12 accounts. They withdrew $488.00
from our checking account October/3/2006
After us doing all the work on calling writing e-mails
we found only that only 5 creditors accepted there
proposal coming to $102.00 leaving $386.00 left.

Today 10/13/2006 i found out that only 5 creditors well
accept & we had to pay the other 7 creditors out of our
checking account. leaving us $33.78 to last till Nov/3/2006

Now Family Credit Counseling Croporation will not give
back the $386.00 that they have. I have dropped out of the program & my banker found out that they have a lot of
complaints of the same thing.

Now we are sitting here broke for the rest of the month
is there any law that can help us because they said we could drop out anytime we wanted to.
How do comp. get by with stuff like this?

Jimmy & ellen
dayton, Texas
U.S.A.