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Report: #394841

Complaint Review: Fedmod - Federal Loan Modification - FLM - Los Angeles California

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  • Reported By: Elgin Illinois
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  • Fedmod - Federal Loan Modification - FLM 6420 Wilshire Blvd STE 200 Los Angeles, California U.S.A.

Fedmod - Federal Loan Modification - FLM No calls No Service No Results Los Angeles California

*Author of original report: Never ceases to amaze me

*Author of original report: Spoke to a supervisor

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About 3 months ago I saw an ad for Fedmod and knowing my parents needed help I suggested them. We called and spoke to a man by the name Andrew who spoke well getting upset at the right moments and sympathetic at the other moments. After about an hour of talking with him we decided to think about it. I did checks on the company, but never really found anything on them since they were pretty new. At that time there was no listing of them on the BBB site nor ripoffreport. We needed help and called Andrew back and talked another half hour. We finally decided to sign up. We took a loan to start the process and struggled and pinched pennies to pay the rest of the payments. We was told at the start we will be updated weekly but never once got a call. We was told after we sign up they will put in a freeze on the mortgages and for us not to pay them. We had to call them weekly for an update, but we was always told the same thing, we are working on it and it takes time. We was assigned a case manager named Cindy. She never called us and always told us well if you dont hear from me next week call me and we would and she never answered unless you caught her by accident. I believe they had caller ID cause they would answer Hi so and so Cindy will call you back. We left message after message with no call backs from Cindy. We started getting calls from the mortgage company demanding money and threatening forclosures. We would try calling Cindy to let her know but she rarely got on the phone. We would get ahold of Andrew a little more and would tell him of the situation. All Andrew would say is "That is their job to scare you and collect money".

Well 3 weeks ago my mother had a heart attack (she is doing better) but she was desprately wanting to know what fed mod was doing since she is stressing out. I called and was told Cindy is training people so she is out of the office. I called Andrew and spoke to him to tell him everything that is going on he appologized for the slowness and offered sympathy for my mother. He then followed with asking me when can they get their last payment. I asked him when will we get results and he swore to me he will call me the next day. 3 weeks later we never got a call back and been so busy with my mothers health and my back surgery we didnt have time to call. I finally called back yesterday and was told Andrew and Cindy are no longer with the company. No one knew why they were gone and no one knew who is now handling our case. I was told I will get a call back today by a manager so I will update later.

John
Elgin, Illinois
U.S.A.

This report was posted on Ripoff Report on 11/25/2008 07:27 AM and is a permanent record located here: https://www.ripoffreport.com/reports/fedmod-federal-loan-modification-flm/los-angeles-california-90048/fedmod-federal-loan-modification-flm-no-calls-no-service-no-results-los-angeles-califo-394841. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#2 Author of original report

Never ceases to amaze me

AUTHOR: John - (U.S.A.)

POSTED: Tuesday, December 09, 2008

Well it is now Dec 09 and Fed mod does not cease to amaze me. Last time I left a message on here I was awaiting a call back from a supervisor or my new case manager. Well a supervisor called back told me they will mak sure the case manager will call (This after I threatend to report to the BBB and LA Chamber of commerce). Sure enough the case manager called and explained she didnt have any of the paper work and needed us to fax it back to her. So 3 months later and they are starting again. We faxed over the info an called her the next day she said they are going to review the case.

The case was suppose to have been in negotiation already, yet they are going to review the case? A week later we got a call from a new lady claiming she is not the case manager and gave us a phone number to reach her but it has a bad extention so we could not reach her. We called back and complained some more and this man said he will call back. That was last week.

Well today a new lady called saying she is now the case manager and that she will not be passing it on. We asked her the statu of the case she said she will be reviewing the case and work out a negotiation. So now it is over 3 months and it is starting yet again for the 4th time. We asked the lady how much longer? She said we are just starting and that she has cases 7 months old (far more than the 4-6 weeks they told us and not sure how it is 7 months old cause they werent open that long from what I know) Then we asked about my mothers credit cause it is on her credit that she is behind 3 months and they said well it will stay on her credit cause she is delinquent, eventhough we was told the account will be on a freeze and wont affect her credit. Then the lady asked why did we stop paying our mortgage, we told her cause we was told by both Andrew and Cindy that we need to stop paying cause it will mess up the numbers and it is easier to get a remod if we dont pay. We asked what are we gonna do? Who will take care of my mother's credit cause we are over $5000 in debit in mortgage and $3000 to Fed Mod without results. The lady could only say "we will work on it" and then asked if my mother can catch up on the mortgage to help her credit.

I am thinking it is time to seek legal advice against Fedmod cause they seem to be a huge scam. If anyone has a lawyer that can give advice please leave their information.

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#1 Author of original report

Spoke to a supervisor

AUTHOR: John - (U.S.A.)

POSTED: Tuesday, November 25, 2008

Well I have a update. I never got a call back as promised but that was expected. I called back and at first was rushed off phone by one guy telling me I have to call another number and ask for Jeff but the number is to a voicemail for Mardona. So I called back to the main number and the guy who answered told me sorry and he will get a supervisor. I talked to a man by the name Israel who suppose to be a supervisor. He appologized to me for all the problems and wrote an email over to my new case manager Nicole and the case manager supervisor Nancy telling them they need to contact me ASAP.

I asked for their numbers and was told the phone lines are down till tomorrow. I then mentioned how the BBB has them listed as F rating and listed fraudulant with 4 complaints. Israel then told me the BBB lists all loan mod companies as fraudulant and now that they got the paper work to consider themself as a law center they have a AAA rating. This is lie cause if you go on BBB and just look up loan modifictions there are many companies on there not marked as a fraud and have far better ratings than F.

The new name to look up on BBB is FLM Law Center which comes up Anz & Associates, APC an he is right it is AAA. He told me he will have the case manager call me but if they dont call by tomorrow to call him back. So I will update again tomorrow but if I dont get results soon I will file with the BBB and LA Chamber of Commerce and will file both names of Federal Loan Modification and FLM Law Center which comes up Anz & Associates, APC

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