Ripoff Report Needs Your Help!
X  |  CLOSE
Report: #467694

Complaint Review: Fedmod, Scott Carl, Fred Costillo (NEW DBA IS FEDERAL HOME LOAN RELIEF) - Irvine California

  • Submitted:
  • Updated:
  • Reported By: Los Angeles California
  • Author Confirmed What's this?
  • Why?
  • Fedmod, Scott Carl, Fred Costillo (NEW DBA IS FEDERAL HOME LOAN RELIEF) 1 Technology Dr Irvine Irvine, California U.S.A.

Show customers why they should trust your business over your competitors...

Is this
Report about YOU
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
How to fix
Ripoff Report
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Scott Karl, Fred Costillo, and Christian are at it again, scamming both businesses and consumers out of money, not modifying the loan modifications they accept, and bouncing checks on every business and employee around. They even bounced their check on the moving company that moved them overnight to their new location! They are well known in Orange County as habitual bad check writers.

Every loan they have accepted has never been modified.

They have never issued a refund to any of their clients.

They were operating under the law firm Hays and Associates temporarily, but when the attorney found out who they were, he pulled his license from their office. Hays and Associates located in Foothill is a valid and legitimate Hays and Associates branch, yet the one located one 1 technology drive in Irvine California is in actuality FEDMOD in itself, running and disgusing themselves as others. They are using names all the way from Federal Home Loan Relief, with the logo of HOPE, and Hays and associates. If dealing with Hays And Associates, please be 100% certain that their address is at the Foothill address on their website, and not at 1 Technology Drive. There is also a software engineer behind this scam, providing the ammo for them to kill homeowners, his name is John Tran. He is vietnamese, and thinks he knows everything, when in reality, he's just a crook like them. John Tran and Scott Karl both own 50% of the business each. Fred Costillo is the biggest crook in the office and the least paid. John Tran controls Scott Karl. Scott Karl is scared of John Tran, so all complaints should be directed to John Tran, seeing as how the only question that Scott Karl asks when John Tran asks is How High?

John Tran is the only one in the office who probably ever had a shot at being a decent human being, but he let that go for the sake of making a quick buck in loan modifications. His claim to fame is clickthrough OS, a second rate, unknown relatively nonused CRM that they claim has an operating system, but really doesn't. Leads360 is the real CRM out there.

John Tran hides upstairs in his 20,000 square foot office, under the veil, as a software engineer. He claims he has founded both etrade.com and lendingtree. It is our belief, that he fell out of the tree.

Fred Costillo is always so nervous, that it looks like he just robbed a liquor store. Couple that with his cocaine habit, and all 90 pounds of him are undesirable. If you were to give him a kiss on his cheek, his cheek bones would pop your eye out. He is Scott Karls flunky, so John Tran to him, must be GOD.

After loan modifications, their plan is to grow marijuana in a warehouse. They have disclosed their plans to us in detail, and that is where they are dumping their client's money, in order to captivate a cash crop of marijuana.

The feds, along with local law enforcement, are frequent visitors to their 20,000 square foot RENTED compound. If you have been scammed by these people, THE FEDS ARE LOOKING FOR THEM, AND WANT TO TALK TO YOU, and we would like to talk to you as well regarding a class action lawsuit. Please respond to this post with your email address and story, and we will contact the appropriate authorities and have our counsel start working on a civic suit for you as well.

Please keep in mind, beware if you are Asian, because Scott Karl refers to all Asian people as rice eaters. It's funny how John Tran keeps Scott Karl's balls in his left front hand drawer.

It is our belief that since Scott Karl, Christian, and Fred Costillo, have a combined IQ of 120 at best, that the true lowlife behind these shenanigans is none other than John Tran. John Tran is truly the syringe for their drug addiction. He provides the money, safe haven, and tools for these domestic terrorists.

Federal authorities have been alerted that these dirt bags have yet again surfaced and are wreaking havoc by putting homeowners out on their street, along with their children and pets. We will be working around the clock to bring this madness to a close, please post your story as soon as possible, as our attorney has already begun working on a class action lawsuit. Our goal is to not only see them fined, blacklisted, but have a minimum of a 2 1/2 year prison sentence. John Tran should probably receive the largest sentence, because without his assistance, they would still be working out of their garage.

Signed,

Thorn in your side

Fedmod follower
Los Angeles, California
U.S.A.

This report was posted on Ripoff Report on 07/08/2009 11:54 PM and is a permanent record located here: https://www.ripoffreport.com/reports/fedmod-scott-carl-fred-costillo-new-dba-is-federal-home-loan-relief/irvine-california-92618/fedmod-new-dba-is-federal-home-loan-relief-still-scamming-people-out-of-new-address-on-467694. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Updates & Rebuttals

REBUTTALS & REPLIES:
0Author
6Consumer
0Employee/Owner

#6 General Comment

Client

AUTHOR: goodsam - (United States of America)

POSTED: Monday, August 27, 2012

I wish to contact fedmod foloower who posted this article, we to have been looking for Scott Karl. I have a client who was victimized by this company and Mr.Karl. It is my clients wish to fully cooperate with anyone who is investigating Scott Karl and his company. My client lost her home to foreclosure as a direct result of thier actions. her life has been turned upside down as a result of the loss of her home. Please contact me at the email address provided to discuss further.

Regards,
goodsam

Respond to this report!
What's this?

#5 Author of original report

Scott Carl

AUTHOR: Fedmod follower - (U.S.A.)

POSTED: Friday, July 10, 2009

This update is to state that the above mentioned DBA are not associated with Scott Carl, THIS IS NOT FEDERAL HOME LOAN RELIEF CENTER WE DO NOT WANT TO STATE WRONG INFORMATION. THE COMPLAINT IS MEANT FOR AND DIRECTED ONLY TO SCOTT CARL AND ASSOCIATES. NO COMPANY.

Respond to this report!
What's this?

#4 Author of original report

Fedmod, (NEW DBA IS FEDERAL HOME LOAN RELIEF) Still Scamming People Out Of New Address On Technology Drive Scott Karl, Fred Costillo, and Christian are at it again, scamming both businesses and consumers out of money 1 Technology Dr Irvine, CA 926181 Tech

AUTHOR: Fedmod follower - (U.S.A.)

POSTED: Thursday, July 09, 2009

Scott Karl, Fred Costillo, and Christian are at it again, scamming both businesses and consumers out of money, not modifying the loan modifications they accept, and bouncing checks on every business and employee around. They even bounced their check on the moving company that moved them overnight to their new location! They are well known in Orange County as habitual bad check writers.

Every loan they have accepted has never been modified. They have never issued a refund to any of their clients.

They were operating under the law firm Hays and Associates temporarily, but when the attorney found out who they were, he pulled his license from their office. Hays and Associates located in Foothill is a valid and legitimate Hays and Associates branch, yet the one located one 1 technology drive in Irvine California is in actuality FEDMOD in itself, running and disgusing themselves as others.

They are using names all the way from Federal Home Loan Relief, with the logo of HOPE, and Hays and associates. If dealing with Hays And Associates, please be 100% certain that their address is at the Foothill address on their website, and not at 1 Technology Drive.

There is also a software engineer behind this scam, providing the ammo for them to kill homeowners, his name is John Trinh. He is vietnamese, and thinks he knows everything, when in reality, he's just a crook like them. John Trinh and Scott Karl both own 50% of the business each. Fred Costillo is the biggest crook in the office and the least paid. John Tran controls Scott Karl. Scott Karl is scared of John Trinh, so all complaints should be directed to John Trinh, seeing as how the only question that Scott Karl asks when John Trinh asks is How High?

John Trinh is the only one in the office who probably ever had a shot at being a decent human being, but he let that go for the sake of making a quick buck in loan modifications. His claim to fame is Clickthru OS, a second rate, unknown relatively nonused CRM that they claim has an operating system, but really doesn't. Leads360 is the real CRM out there.

John Trinh hides upstairs in his 20,000 square foot office, under the veil, as a software engineer. He claims he has founded both Etrade.com and Lendingtree. It is our belief, that he fell out of the tree.

Fred Costillo is always so nervous, that it looks like he just robbed a liquor store. Couple that with his cocaine habit, and all 90 pounds of him are undesirable. If you were to give him a kiss on his cheek, his cheek bones would pop your eye out. He is Scott Karls flunky, so John Trinh to him, must be GOD.

After loan modifications, their plan is to grow marijuana in a warehouse. They have disclosed their plans to us in detail, and that is where they are dumping their client's money, in order to captivate a cash crop of marijuana.

The feds, along with local law enforcement, are frequent visitors to their 20,000 square foot RENTED compound. If you have been scammed by these people, THE FEDS ARE LOOKING FOR THEM, AND WANT TO TALK TO YOU, and we would like to talk to you as well regarding a class action lawsuit. Please respond to this post with your email address and story, and we will contact the appropriate authorities and have our counsel start working on a civic suit for you as well.

Please keep in mind, beware if you are Asian, because Scott Karl refers to all Asian people as rice eaters. It's funny how John Trinh keeps Scott Karl's balls in his left front hand drawer.

It is our belief that since Scott Karl, Christian, and Fred Costillo, have a combined IQ of 120 at best, that the true lowlife behind these shenanigans is none other than John Trinh. John Trinh is truly the syringe for their drug addiction. He provides the money, safe haven, and tools for these domestic terrorists.

Federal authorities have been alerted that these dirt bags have yet again surfaced and are wreaking havoc by putting homeowners out on their street, along with their children and pets. We will be working around the clock to bring this madness to a close, please post your story as soon as possible, as our attorney has already begun working on a class action lawsuit. Our goal is to not only see them fined, blacklisted, but have a minimum of a 2 1/2 year prison sentence. John Trinh should probably receive the largest sentence, because without his assistance, they would still be working out of their garage.

Signed,

Thorn in your side

Respond to this report!
What's this?

#3 Author of original report

Fedmod, (NEW DBA IS FEDERAL HOME LOAN RELIEF) Still Scamming People Out Of New Address On Technology Drive Scott Karl, Fred Costillo, and Christian are at it again, scamming both businesses and consumers out of money 1 Technology Dr Irvine, CA 926181 Tech

AUTHOR: Fedmod follower - (U.S.A.)

POSTED: Thursday, July 09, 2009

Scott Karl, Fred Costillo, and Christian are at it again, scamming both businesses and consumers out of money, not modifying the loan modifications they accept, and bouncing checks on every business and employee around. They even bounced their check on the moving company that moved them overnight to their new location! They are well known in Orange County as habitual bad check writers.

Every loan they have accepted has never been modified. They have never issued a refund to any of their clients.

They were operating under the law firm Hays and Associates temporarily, but when the attorney found out who they were, he pulled his license from their office. Hays and Associates located in Foothill is a valid and legitimate Hays and Associates branch, yet the one located one 1 technology drive in Irvine California is in actuality FEDMOD in itself, running and disgusing themselves as others.

They are using names all the way from Federal Home Loan Relief, with the logo of HOPE, and Hays and associates. If dealing with Hays And Associates, please be 100% certain that their address is at the Foothill address on their website, and not at 1 Technology Drive.

There is also a software engineer behind this scam, providing the ammo for them to kill homeowners, his name is John Trinh. He is vietnamese, and thinks he knows everything, when in reality, he's just a crook like them. John Trinh and Scott Karl both own 50% of the business each. Fred Costillo is the biggest crook in the office and the least paid. John Tran controls Scott Karl. Scott Karl is scared of John Trinh, so all complaints should be directed to John Trinh, seeing as how the only question that Scott Karl asks when John Trinh asks is How High?

John Trinh is the only one in the office who probably ever had a shot at being a decent human being, but he let that go for the sake of making a quick buck in loan modifications. His claim to fame is Clickthru OS, a second rate, unknown relatively nonused CRM that they claim has an operating system, but really doesn't. Leads360 is the real CRM out there.

John Trinh hides upstairs in his 20,000 square foot office, under the veil, as a software engineer. He claims he has founded both Etrade.com and Lendingtree. It is our belief, that he fell out of the tree.

Fred Costillo is always so nervous, that it looks like he just robbed a liquor store. Couple that with his cocaine habit, and all 90 pounds of him are undesirable. If you were to give him a kiss on his cheek, his cheek bones would pop your eye out. He is Scott Karls flunky, so John Trinh to him, must be GOD.

After loan modifications, their plan is to grow marijuana in a warehouse. They have disclosed their plans to us in detail, and that is where they are dumping their client's money, in order to captivate a cash crop of marijuana.

The feds, along with local law enforcement, are frequent visitors to their 20,000 square foot RENTED compound. If you have been scammed by these people, THE FEDS ARE LOOKING FOR THEM, AND WANT TO TALK TO YOU, and we would like to talk to you as well regarding a class action lawsuit. Please respond to this post with your email address and story, and we will contact the appropriate authorities and have our counsel start working on a civic suit for you as well.

Please keep in mind, beware if you are Asian, because Scott Karl refers to all Asian people as rice eaters. It's funny how John Trinh keeps Scott Karl's balls in his left front hand drawer.

It is our belief that since Scott Karl, Christian, and Fred Costillo, have a combined IQ of 120 at best, that the true lowlife behind these shenanigans is none other than John Trinh. John Trinh is truly the syringe for their drug addiction. He provides the money, safe haven, and tools for these domestic terrorists.

Federal authorities have been alerted that these dirt bags have yet again surfaced and are wreaking havoc by putting homeowners out on their street, along with their children and pets. We will be working around the clock to bring this madness to a close, please post your story as soon as possible, as our attorney has already begun working on a class action lawsuit. Our goal is to not only see them fined, blacklisted, but have a minimum of a 2 1/2 year prison sentence. John Trinh should probably receive the largest sentence, because without his assistance, they would still be working out of their garage.

Signed,

Thorn in your side

Respond to this report!
What's this?

#2 Author of original report

Fedmod, (NEW DBA IS FEDERAL HOME LOAN RELIEF) Still Scamming People Out Of New Address On Technology Drive Scott Karl, Fred Costillo, and Christian are at it again, scamming both businesses and consumers out of money 1 Technology Dr Irvine, CA 926181 Tech

AUTHOR: Fedmod follower - (U.S.A.)

POSTED: Thursday, July 09, 2009

Scott Karl, Fred Costillo, and Christian are at it again, scamming both businesses and consumers out of money, not modifying the loan modifications they accept, and bouncing checks on every business and employee around. They even bounced their check on the moving company that moved them overnight to their new location! They are well known in Orange County as habitual bad check writers.

Every loan they have accepted has never been modified. They have never issued a refund to any of their clients.

They were operating under the law firm Hays and Associates temporarily, but when the attorney found out who they were, he pulled his license from their office. Hays and Associates located in Foothill is a valid and legitimate Hays and Associates branch, yet the one located one 1 technology drive in Irvine California is in actuality FEDMOD in itself, running and disgusing themselves as others.

They are using names all the way from Federal Home Loan Relief, with the logo of HOPE, and Hays and associates. If dealing with Hays And Associates, please be 100% certain that their address is at the Foothill address on their website, and not at 1 Technology Drive.

There is also a software engineer behind this scam, providing the ammo for them to kill homeowners, his name is John Trinh. He is vietnamese, and thinks he knows everything, when in reality, he's just a crook like them. John Trinh and Scott Karl both own 50% of the business each. Fred Costillo is the biggest crook in the office and the least paid. John Tran controls Scott Karl. Scott Karl is scared of John Trinh, so all complaints should be directed to John Trinh, seeing as how the only question that Scott Karl asks when John Trinh asks is How High?

John Trinh is the only one in the office who probably ever had a shot at being a decent human being, but he let that go for the sake of making a quick buck in loan modifications. His claim to fame is Clickthru OS, a second rate, unknown relatively nonused CRM that they claim has an operating system, but really doesn't. Leads360 is the real CRM out there.

John Trinh hides upstairs in his 20,000 square foot office, under the veil, as a software engineer. He claims he has founded both Etrade.com and Lendingtree. It is our belief, that he fell out of the tree.

Fred Costillo is always so nervous, that it looks like he just robbed a liquor store. Couple that with his cocaine habit, and all 90 pounds of him are undesirable. If you were to give him a kiss on his cheek, his cheek bones would pop your eye out. He is Scott Karls flunky, so John Trinh to him, must be GOD.

After loan modifications, their plan is to grow marijuana in a warehouse. They have disclosed their plans to us in detail, and that is where they are dumping their client's money, in order to captivate a cash crop of marijuana.

The feds, along with local law enforcement, are frequent visitors to their 20,000 square foot RENTED compound. If you have been scammed by these people, THE FEDS ARE LOOKING FOR THEM, AND WANT TO TALK TO YOU, and we would like to talk to you as well regarding a class action lawsuit. Please respond to this post with your email address and story, and we will contact the appropriate authorities and have our counsel start working on a civic suit for you as well.

Please keep in mind, beware if you are Asian, because Scott Karl refers to all Asian people as rice eaters. It's funny how John Trinh keeps Scott Karl's balls in his left front hand drawer.

It is our belief that since Scott Karl, Christian, and Fred Costillo, have a combined IQ of 120 at best, that the true lowlife behind these shenanigans is none other than John Trinh. John Trinh is truly the syringe for their drug addiction. He provides the money, safe haven, and tools for these domestic terrorists.

Federal authorities have been alerted that these dirt bags have yet again surfaced and are wreaking havoc by putting homeowners out on their street, along with their children and pets. We will be working around the clock to bring this madness to a close, please post your story as soon as possible, as our attorney has already begun working on a class action lawsuit. Our goal is to not only see them fined, blacklisted, but have a minimum of a 2 1/2 year prison sentence. John Trinh should probably receive the largest sentence, because without his assistance, they would still be working out of their garage.

Signed,

Thorn in your side

Respond to this report!
What's this?

#1 Author of original report

Fedmod, (NEW DBA IS FEDERAL HOME LOAN RELIEF) Still Scamming People Out Of New Address On Technology Drive Scott Karl, Fred Costillo, and Christian are at it again, scamming both businesses and consumers out of money 1 Technology Dr Irvine, CA 926181 Tech

AUTHOR: Fedmod follower - (U.S.A.)

POSTED: Thursday, July 09, 2009

Scott Karl, Fred Costillo, and Christian are at it again, scamming both businesses and consumers out of money, not modifying the loan modifications they accept, and bouncing checks on every business and employee around. They even bounced their check on the moving company that moved them overnight to their new location! They are well known in Orange County as habitual bad check writers.

Every loan they have accepted has never been modified. They have never issued a refund to any of their clients.

They were operating under the law firm Hays and Associates temporarily, but when the attorney found out who they were, he pulled his license from their office. Hays and Associates located in Foothill is a valid and legitimate Hays and Associates branch, yet the one located one 1 technology drive in Irvine California is in actuality FEDMOD in itself, running and disgusing themselves as others.

They are using names all the way from Federal Home Loan Relief, with the logo of HOPE, and Hays and associates. If dealing with Hays And Associates, please be 100% certain that their address is at the Foothill address on their website, and not at 1 Technology Drive.

There is also a software engineer behind this scam, providing the ammo for them to kill homeowners, his name is John Trinh. He is vietnamese, and thinks he knows everything, when in reality, he's just a crook like them. John Trinh and Scott Karl both own 50% of the business each. Fred Costillo is the biggest crook in the office and the least paid. John Tran controls Scott Karl. Scott Karl is scared of John Trinh, so all complaints should be directed to John Trinh, seeing as how the only question that Scott Karl asks when John Trinh asks is How High?

John Trinh is the only one in the office who probably ever had a shot at being a decent human being, but he let that go for the sake of making a quick buck in loan modifications. His claim to fame is Clickthru OS, a second rate, unknown relatively nonused CRM that they claim has an operating system, but really doesn't. Leads360 is the real CRM out there.

John Trinh hides upstairs in his 20,000 square foot office, under the veil, as a software engineer. He claims he has founded both Etrade.com and Lendingtree. It is our belief, that he fell out of the tree.

Fred Costillo is always so nervous, that it looks like he just robbed a liquor store. Couple that with his cocaine habit, and all 90 pounds of him are undesirable. If you were to give him a kiss on his cheek, his cheek bones would pop your eye out. He is Scott Karls flunky, so John Trinh to him, must be GOD.

After loan modifications, their plan is to grow marijuana in a warehouse. They have disclosed their plans to us in detail, and that is where they are dumping their client's money, in order to captivate a cash crop of marijuana.

The feds, along with local law enforcement, are frequent visitors to their 20,000 square foot RENTED compound. If you have been scammed by these people, THE FEDS ARE LOOKING FOR THEM, AND WANT TO TALK TO YOU, and we would like to talk to you as well regarding a class action lawsuit. Please respond to this post with your email address and story, and we will contact the appropriate authorities and have our counsel start working on a civic suit for you as well.

Please keep in mind, beware if you are Asian, because Scott Karl refers to all Asian people as rice eaters. It's funny how John Trinh keeps Scott Karl's balls in his left front hand drawer.

It is our belief that since Scott Karl, Christian, and Fred Costillo, have a combined IQ of 120 at best, that the true lowlife behind these shenanigans is none other than John Trinh. John Trinh is truly the syringe for their drug addiction. He provides the money, safe haven, and tools for these domestic terrorists.

Federal authorities have been alerted that these dirt bags have yet again surfaced and are wreaking havoc by putting homeowners out on their street, along with their children and pets. We will be working around the clock to bring this madness to a close, please post your story as soon as possible, as our attorney has already begun working on a class action lawsuit. Our goal is to not only see them fined, blacklisted, but have a minimum of a 2 1/2 year prison sentence. John Trinh should probably receive the largest sentence, because without his assistance, they would still be working out of their garage.

Signed,

Thorn in your side

Respond to this report!
What's this?
Featured Reports

Advertisers above have met our
strict standards for business conduct.

X
What do hackers,
questionable attorneys and
fake court orders have in common?
...Dishonest Reputation Management Investigates Reputation Repair
Free speech rights compromised

WATCH News
Segment Now