Report: #493524

Complaint Review: - Michael Smith

  • Submitted: Fri, September 11, 2009
  • Updated: Mon, September 28, 2009
  • Reported By: Ima — Fort Worth Internet USA
  • - Michael Smith
    United States of America

Show customers why they should trust your business over your competitors... gives the impression that it is providing "products" that will enable a person to begin an internet business but it is really just an "affiliate program" geared to sell its materials.

The only problem is, the materials are not worth selling to anyone.  They are virtually worthless to begin an internet business and the whole concept of fingerbiz is to become the affilliate - not benefit from the worthless materials.

Fingerbiz even states that by saying, "You don't even have to open the BizPak to make money".  Of course, the intent is to get you to sell other unsuspecting people those worthless materials so that they feel they have to do something to make their money back - which is sell worthless products to others.

Fingerbiz claims that you can start making money immediately through the affiliate program and could even be matched with others who do not enroll through an affiliate link.  I am proof that the claim is just a come-on to deceive you into believing you can make money when not a penny can be earned.

Oh yea, another critical point that should be made is watchout for thinking you can get your money back through PayPal.  You can't (or at least I haven't).  Paypal will tell you it is because of receiving digital download which could be copied and if returned defeats the refund of the materials.  So, in otherwords, you can't get a refund through PayPal.

The problem is, fingerbiz is primarily a "service" being an affiliate program - not a distributor of "products" as it will tell PayPal.  The claim that you don't even have to open the BizPak (so-called products) is perfect example that it is the affiliate program that is the focus of the site - not the worthless materials. 

You can give it a try but - Buyer Beware.  Why fork over the bucks when you can become an affiliate of most anywhere without the expense.


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This report was posted on Ripoff Report on 09/11/2009 02:07 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Author of original report

Bottom Line: Don't be FOOLED by!

AUTHOR: Ima - (USA) has been busy attempting to deceive the consumer into believing that there has been a "False"claim made against them here on

The method that Fingerbiz is using is a poor tactic of posting entries on multiple internet marketing websites/blogs (no doubt affilliated to some degree) as if to indicate that there is a saturation on the issue in hopes to dispell the original claim and subsequent claims that pertain directly to the proof of the website's deceptiveness and worthless materials.

Here is one of those posts made by Sharon of fingerbiz on a site that claims to allow free press releases:


"(Isn't it interesting how the accuser can always get away without revealing who they are? Needless to say this would make it very easy for any competitor to use 'scam sites', and this dishonest ploy, in an attempt to discredit a rival)."


As can be seen in that post on the blog, Sharon/fingerbiz is attempting to give the reader the impression that, 1. is a "scam site", and 2. that the original post here and its subsequent postings are a "dishonest ploy" in an attempt to discredit a rival.

I ask anyone to review the postings made here in this thread and search for any indication that I could be a rival" of any sort. I am not. I believe that it is clear that I am simply a consumer who has "after-the-fact" learned of the true nature of the so-called products being offered by this business and have made a request to receive a refund of the purchase price which has been denied.

Most any reputable business would consider the valid consumer's request in an effort to show a good reputation when dealing with the purchasers of their services and materials. This is just good business, but this is not the course of action this business has chosen.

Certainly, a rival would give some indication in the postings included in this thread of their own website business internet address so as to divert the traffic of unassuming customers in order to reap the benefits from the newly acquired internet traffic to which a so-called 'dishonest ploy" had been designed. That is not the case in this issue.

However, it is apparent that this is the very kind of ploy utilized by as is evident in multiple search results obtained when googling Most of the results will indicate fingerbiz discrediting other internet businesses and appearing to offer better deals.

It appears that this is the number one method fingerbiz uses to divert internet traffic to its website. It makes claims that other businesses are ripoffs, but they are not. Check it out for yourself if you are not convinced yet. The proof is easily discovered.

It is obvious that fingerbiz cannot stand on its own merits when it results in criticizing others in the way it does in order to lure unsuspecting customers to its website.

The efforts of fingerbiz' posts on the so-called free press release appears to give instructions to other websites who utilize similar tactics as can be seen in a continuation of the post:



If you or your company has been a victim of false reports filed on sites like Ripoff Report take heart. You can, create a blog, or some other means for your customers to offer positive comments about your product or service.

Most intelligent buyers will research deeper than just a 'scam site'. Once they see that your patrons like your product, or service, the negative reports may actually increase your sales. This has certainly been the case with us.

Remember, don't let the dweebs get you down!

Have a Great Week!

Sharon Ferguson



I believe this is a telling post by Sharon at fingerbiz as to the method of operation she/they will employ to counter a "consumers" legitimate report on

I would like to say that I do tend to agree with the statement "Most intelligent buyers will research deeper than just a 'scam site'." It is my hope that the intelligent buyers will realize from this post who is actually the "scam site" on their own.

So, if you think you are reading unbiased information from - the truth is, that it is probably a website created by fingerbiz to deceive the average consumer into thinking that the information is accurate when in reality the multiple postings are only designed to provide saturation purposes for search results.

On a final note: Sharon/ seems to think that the consumer should just rollover and shut-up because of its poor business practices. It is obvious that this website and its owner or representative does not believe that it is proper for a consumer to utilize a web-presense such as when they refuse to rollover and shut-up. Where else is a consumer supposed to go when the website business deceives a customer, provides worthless materials and then refuses to refund the purchase price?

Sharon/ will squeal and hollar crying foul and calling the consumer names like, "dweebs", accusing them of "stealing" their products, and then attempt to deceive others into believing that a consumer has made a "false" claim.

If you will notice, fingerbiz has not made the offer to refund the purchase price of $47.00 as most any reputable business would do and has instead made every attempt to turn the consumer report into a gain for their benefit.

Fingerbiz has made the claim that this consumer report has given their business more business in the form of internet traffic - I suppose because everyone enjoys a controversy. But, that does not take away the information provided in this post.

This post is intended to provide the potential consumers of the awareness of the deceptive nature of this internet business and it can only be up to that consumer whether they make a wise decision or not.

Hopefully, the potential consumer will act with prudence and realize that something may not be right about and keep their $47.00 rather than to discover that it was a poorly made purchase like I have made.

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The Claim that is an Affiliate Program is true!


Here is yet another posting on the internet at a website run by a Mr. Ryan Moran on the subject of Affiliate Marketing Training .  This was found by qoing to .  It is listed as #7 under the websearch tab, Sharon's quote is a follows:
Sharon says:
July 7, 2009 at 9:59 am
I am using PPC with fantastic results as an affiliate for Fingerbiz. Your tips have help tremendously. I am making more money than ever before with this program!! Keep those tips coming!
The whole point of the initial report and any of the following updates to that report is to show the consumer that is deceptive in its website promotion.  That is easily proven by showing that the person named, "Sharon", who is a representative or owner of the website and has come on to to make a false claim that the website is not an affiliate program when it surely is in said person's own words multiple times when posting claims pertaining to the website elsewhere on the internet.
In an Auto-Reply received from moments after the transaction with Paypal is approved, the new, supposed "member" receives an email indicating as follows:
Subject: [Auto-Reply] New affiliate signup - xxxxxxxxxxxxx (emphasis added) Thanks for your interest in the easiest online business ever. Someone will be in touch with you ASAP! Meanwhile read what our members, from around the world, are saying about us: FingerBiz.Com
There was absolutely no mention of being an affiliate program in its website.  It was not until receiving the email to see the indication in the Subject line of the email that a consumer is told that it is an affiliate program.
One only has to read the rebuttal to the initial report above written by Sharon/ to realize that she/they are not truthful in her/their efforts to sell worthless materials and attempt to dupe consumers. has a serious issue with believability that would cause most people to be leary of the overall trustworthiness of the persons involved in the webite, their representatives, and most especially when doing any business with the website,
It is one thing to come on to to make the allegation that the consumer is trying to "steal" their products and accuse the consumer of making the false claim that is a ripoff, but it is quite another to make blatant false and misleading claims in the process of those allegations and accusations.
All this consumer wants is the full refund of the purchase price of $47.00 to be refunded back to the PayPal account.  However, that is impossible unless realizes that the consumer cannot be deceived, given worthless materials, and then refused a refund by telling PayPal that the consumer is not entitled to a refund due to its non-refund policy. 
The efforts that has made by launching a damage control campaign to various blogging websites to discredit this consumer is inexcusable and does nothing to provide any credibility that lacks in the first place.  It is only based on deception for the intended target of unsuspecting consumers.  The right thing for to do is make the refund back to the consumer's PayPal account and in the process then possibly some credibility could be restored to in that effort. 
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Examine the possible proof that is an affiliate program


This is an additional report that tends to prove that gives the impression that they are an affiliate program.

An internet search using google for "fingerbiz scam" indicates that a person by the name of "Sharon" who may very well be the same person posting a rebuttal to this report on behalf of, has made a post on a website called affiliate classroom pertaining to a video called, Affiliate Makeover Episode #1 - The Opt-in Site..., wherein she states, as follows:


Sharon Says: August 9th, 2009 at 8:55 pm


This is the stuff we do at FingerBiz




This is further proof that although will make certain claims about the nature of services and materials they provide, the proof is "in the pudding" by the incorrect statements made in her/their own words that were posted in the rebuttal and directly contradict what the person on's behalf states elsewhere on the affiliate classroom website.

The TOS on this site for making reports and/or rebuttals is to make truthful and accurate information. I do believe that Sharon and has failed in that regard as evidenced in this report and following updates to's rebuttal.

So, is an affiliate program or simply a business that enrolls members that is not an affiliate program? I am not sure, but if it walks like a duck and quacks like a duck then it is possible that it is a duck even though it wants to be or "claims to be" something else.

It is's own words and worthless materials that show that a consumer should beware of what it is offering. Again, I am sure the consumer will be able to determine for themselves based on this information whether or not they should be in the position of "Buyer Beware" when considering doing business with

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Here is the Proof!


First, the claims made against are true and accurate to which proof is offered below as to the worthless materials claim.   You can judge for yourself by clicking on the link for a demonstration of what offers.
This is from a one page .pdf file named, Elmer-Wheeler-Tested-Sentences included in the BizPak offered through   The one page .pdf states, as follows:
Thanks for ordering the Elmer Wheeler special package.
If you are unable to click on the link below just copy and paste it into your browser to download your order.
Please let us know if you have any questions.
Support Staff
P.S.- If you are looking for a REAL solution to 'hand free' income (with 24hour live customer support that answers ALL of your prospects questions visit:
The above .pdf file is an indication that the materials that offers are worthless.  There is also two other indications pertaining to the worthless nature of the BizPak.  
Immediately upon extracting the BizPak there are two folders included.   The first folder is named, autorespondersoftware, and the second folder is named, html.   Both of these folders are empty.   There is absolutely no auto responder software included in the BizPak, and who knows what was supposed to be included in the html folder. 
An attempt was made to to address the issue(s) and when 24 hours had transpired with no response the only recourse was to go back to PayPal and attempt the refund for the non-delivery. 
The first response gave on this issue is through PayPal accusing the customer of attempting to steal the product.  A fact which is repeated and documented in the Rebuttal to the original report. has prevented a consumer recourse of a refund request through PayPal by accusing the customer of attempting to steal their products.   I will let the reader determine who is doing the "stealing" in this matter.
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False Claim Against

AUTHOR: FingerBiz.Com - (USA)


Do let me take a moment to respond to the un-named person who is hurling accusations against FingerBiz.Com.

This person attempted to steal the BizPak by making a purchase and then asking for a refund. Our return policy is clearly stated on our website.

Which can be seen at:

It is also stated in other places throughout our site like:

We do not offer returns on digital products (much like software companies) for this very reason.

FingerBiz.Com is a membership, not affiliate program. The members actually receive the digital downloads (unlike with affiliate programs).

The products; e-documents, Mp3s, and Video downloads, are worth at least ten times more than the asking price of only $47.

There are no monthly fees, like with most of the continuity programs that are in vogue today. Plus, we have an automated system that actually does the 'presentation work' for the members and pays them nightly.

We have members around the world who continue to make money with FingerBiz.Com.

Unfortunately in life there will always be people who will try to get something for nothing.  Our track record speaks for itself.

No doubt this person will move on to the next program in another attempt to try to swindle them.

The FingerBiz.Com system works and is a tremendous value!

Thanks for the opportunity to give our rebuttal.


Sharon Ferguson


(410) 558-4500

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