We purchased my husband family home 25 yrs ago it was to be paid off Oct 1 2003. We recived a letter telling us that we still owed over 2300 dollars. And there was a judgement on the property of 14 yrs back. From where we lost a home due to plant closing and illness.
Back 10 yrs ago the judgement was gone to forgiven and removed and it was for 7000 dollars. The bank at the time was First Fedral Bank. Not to long after they had agreed to do this they were bought out, We was not aware that they had not removed this from court records, until we did a credit check, We contacted the bank who said they would check.
We have talk diffrent times about this. Every 2 yrs they charge us a 200 to 250 dollars for attorneys fee. We Told them that they agreed to this and they should honor the verbal agreement. That First Federal made. Long story short we recived a letter from there attorney demanding this money we requsted proof of this money owed and paper work on the house that was sold on the sherriff sell 14 yrs back instead what we got was notice that they had already been to court and have the house up for sherriff sell.
We have talk to and attorney who informed that. We were served papers on the court hearing, we did not recive anything and i was imformed that all they half to do is even put the papers on a porch its not there problem if you don't get the papers.
I understand somethings but for over 20 yrs are payments have never been late they are always there by the 6th of each month. This bank and their attorney is thieves in the nite as far as i am concern. And i fell are goverment is just as bad they should half to make sure you recive your notice even certified letter would make sure you recive your notice. Here we have paid on this home for 25 yrs they are thieves and i am sure we are not the first person they have done this to they got to be stopped.