Complaint Review: First Data - Express MPS - Atlanta Georgia
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- Author Confirmed
- First Data - Express MPS 5660 New Northside Drive Atlanta, Georgia U.S.A.
- Phone: 800-762-6663
- Web:
- Category: Credit Card Processing (ACH) Companies
First Data - Express MPS Still taking my money after a year and a half Atlanta Georgia
*Consumer Suggestion: Closing your bank account won't work
Show customers why they should trust your business over your competitors...
I have also been ripped off by First Data/Express MPS. They take $25 a month from my account. I don't even have a credit card machine! I turned the lease of my machine over to another party. But the companies are telling me that it's two seperate entities and in order to cancel my merchant account as well, I will have to pay $500! Definitely will be closing my bank account.
Mrsmetoo
Augusta, Georgia
U.S.A.
This report was posted on Ripoff Report on 07/14/2008 11:53 AM and is a permanent record located here: https://www.ripoffreport.com/reports/first-data-express-mps/atlanta-georgia-30328-0000/first-data-express-mps-still-taking-my-money-after-a-year-and-a-half-atlanta-georgia-351035. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Suggestion
Closing your bank account won't work
AUTHOR: David - (U.S.A.)
SUBMITTED: Saturday, August 09, 2008
Unfortunately, closing your bank account won't help you, but it will make things worse. You have an ACH agreement with First Data most likely that allows them electronic access to your account contractually. Your bank is not able to mediate your contract between you and another party. If you close your account, one of two things will happen... the ACH will still hit and send your closed account into overdraft, or the ACH will reject which will cause additional penalties and fees and send you into collections... lowering your credit score maybe just enough to not allow you to be approved by another processor. Or First Data might report your account, your personal social security and your fed tax ID to MATCH which is the equivalent of ChexSystems.
If you signed a contract with First Data and your termination fee is only $500, you're getting off cheap... I've heard of termination fees being over $1000. Do yourself a favor and honor your contract and find a more reputable processing company... and this time read the contract and understand everything that will happen if you cancel your service and/or your lease.
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