• Report: #1104637
Complaint Review:


  • Submitted: Thu, December 05, 2013
  • Updated: Thu, December 05, 2013

  • Reported By: raw9470 — Houston Texas
755 Baywood Dr Fl 2 Petaluma, California USA

FIRST HOUSE FINANCIAL Will not refund my money Petaluma California

*UPDATE EX-employee responds: Nana Jover

*Consumer Suggestion: How about this report?

*Consumer Comment: You think I simply don't understand what you offer?

*Consumer Suggestion: Did you ever get a refund?

*UPDATE Employee: Great Service!

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I signed-up on a Wednesday and called the next day to cancel my membership, the guy was rude and told me i had to wait 90 days to receive a refund. He pretty much, told me that i have to use there service in order for them to refund my money! I took a look at the website and the houses are not nice and you cannot see the inside or outside of the property very well. When I found an area I liked, the site DO NOT provide a number for you to call.  I reviewed there company on BBB, and there are complaints from people and they are complaining about the same situation. They are not accredited by BBB and their rating is a big fat "F"!!! PLEASE DO NOT DO BUSINESS WITH THIS COMPANY THEY ARE A RIP-OFF!!!

This report was posted on Ripoff Report on 12/05/2013 01:30 PM and is a permanent record located here: http://www.ripoffreport.com/reports/first-house-financial/petaluma-california-949545510/first-house-financial-will-not-refund-my-money-petaluma-california-1104637. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 UPDATE EX-employee responds

Nana Jover

AUTHOR: Juan4Ana - ()

After First House Financial they formed Date Capital and less than a month ago they started AmericanLease.org/Project America LLC



You seem as if you really want to help, but is this really true?  Too many people have been victims of this fraud and we are in the process of putting our case against them to the authories in the US and the Philippines. Daniel Date claims no one can do anything to them and that no one cares people are being ripped off because no one does anything against them. 

We personally contacted Nana Jover and she made this statement:

Fri, Oct 7, 2016 at 12:07 AM
"that article you found on the internet is i think was written years ago and the guy who wrote that is actually a Filipino and Eric is not his real name,  i filed a case against that guy for dragging my name. 'coz whatever problem he has with daniel I got nothing to do with it and I don't think it's a fair game to even drag someone who doesn't even know what's going on. to tell you honestly I am not close to daniel and I don't even talk to him. I live far from them so I don't even know what's going on.  Whatever their businesses is I have no idea whether you believe me or not but that is the truth. But since you told me your problem with him the only thing i could do is to relay your message to them but there is no assurance that they will take heed with whatever i will tell them because as I have said I am not close to them especially with daniel I even blocked him on Facebook since last year."

Her email is: Nana Jover anotsosecretlife@alive.com

Her website is: nanajover.com/

FB: facebook.com/shincurtza/photos?source_ref=pb_friends_tl

From a comment made to us by her "4th cousin" Richell Date, Daniel Date's wife, they don't care about their family and who is affected by this.

Is it true what this "Nana Jover" is claiming here? Can you please respond quickly, as we need your help you have any information that can help us get these people prosecuted.  Thank you!




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#2 Consumer Suggestion

How about this report?

AUTHOR: Scam Stopper! - ()


Scam Gets People to Rent Foreclosed Homes"


"LAS VEGAS -- Con artists are at it again in the Las Vegas valley by renting out homes they don't  own. Families pay cash, move in, and then find out, they were the victims of a scam.

This scam is a classic case of buyer beware and it starts with a listing on Craigslist.

In this case, it involves a four-bedroom home in Desert Shores which is owned by the bank. Realtors should be showing it off to potential buyers, but they can't because people are living there when they shouldn't be.

"I called the police. I met the police at the property," said broker Heidi Watt, Home Realty Center.

She discovered the Craigslist scammers managed to trick their way into renting the home to a woman who signed all the phony paperwork on Feb. 27.

"She claims that she rented the property, gave the property manager -- who doesn't exist in our division of real estate licensing records -- $2,300 in money orders and that she was renting the house for $1,300 a month," Watt said.

The lease was a sham and so was the name of the so-called property manager. She said she was Heather Coe and gave a phony phone number. She took the money and ran. So, how was it that the scammer could even show the house?

"They broke off the lock boxes," Watt said.

Scammers essentially find homes that are on the market and then create a Craigslist ad. 8 News NOW called one of the numbers. The recording said, "Right now, it's just as easy to get into your own home." The message greeting referred to the company as First House Financial.

The red flags quickly emerged once the call connected to a person.

Phone operator: "You're calling, sir, again, sun, S-U-N Financial."
Reporter: "Sun Financial is connected to First House Financial."
Operator: "No sir." 
Reporter: "No? Well, why does your greeting say that it is?"
Operator: "It is."

Both companies have bad reviews online. The Better Business Bureau gives First House Financial an "F." You pay a $99 fee over the phone and soon you get to meet up with "Heather Coe" in Las Vegas, who's ready to take your money.

"If you think an offer is too good to be true, it probably is," Watt said.

The FBI has been alerted about the scam. The bank now has to begin the eviction process and hope the tenants in Desert Shores took care of the home because it had recently been remodeled. Meantime, "Heather Coe" struck again this week, passing herself off as a North Las Vegas homeowner and getting away with it."

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#3 Consumer Comment

You think I simply don't understand what you offer?

AUTHOR: Scam Stopper! - ()

Does the FBI also simply misunderstand what it is you're offering?


"FBI says scam involving nonexistent houses for rent continues to make rounds"

"This is not the first warning we've issued regarding bogus ads that list non existent houses for rent. One Tampa homeowner discovered this particular scheme continues to catch consumers. 

It wasn't until Paul Streicher began to show his Carrollwood house did he realize someone had hi jacked his on line listing. 

Streicher found his home advertised for rent on Craigslist attached to a California number but the fraudster failed to remove Streicher's cell number from the original ad. 

The phone number rings to a company that identifies themselves as Sun Financial. Sun financial blamed the bogus ad on an unnamed affiliate. 

Hillsborough County Consumer Protection's Eric Olsen says just last October the state of California issued warnings to prospective renters about imposter landlords. 

Two years ago we aired a similar story involving a warning from the FBI.

Often in these cases consumers are instructed to wire hundreds of dollars in deposit money that is almost never recovered.

In other instances the bad guys collect enough personal information to steal the applicant's identity which can take months, sometimes years for the victim to recover. 

You can report this type of activity to the FBI's internet crime complaint center. Http://www.ic3.gov/complaint/default.aspx 

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#4 Consumer Suggestion

Did you ever get a refund?

AUTHOR: Scam Stopper! - ()

Hello there. If you never got a refund from First House Financial, I think I might be able to help you.

The first thing you want to do is send a private message to the two owners of FHF on facebook. 

Here are their personal profiles: Xxavier G Date (aka Daniel Date) facebook.com/xzavier.date?fref=pb&hc_location=friends_tab

And Richie Barrioga (AKA Richell Gregorios AKA Jessyka Date) facebook.com/richie.barrioga?fref=ts

Tell them you want a refund. If they refuse or don't respond... tell them Eric sent you to get the refund and if they say they don't know who Eric is... tell them to ask Nana Jover who Eric is.

If they still don't give you a refund... respond here and let me know. I'll tell you how to get in contact with Nana Jover personally and you can ask her why her friends like to steal money and how can she help you get it back.

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#5 UPDATE Employee

Great Service!

AUTHOR: Diagnox - ()

A lot of your reasoning seems to come from a lack of understanding of what we offer. Upon reviewing the ads there was found no disparagement from what is being offered. We suggest you actually try using the site, and study the benefits of Subject 2 Financing; which is what we teach our clients. Thanks!

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