First Option Credit Card , First Option Credit , First Option This company tried to take money out of my account twice without authorization. Big Scam stay away! Steal your info Online, Internet

A couple of weeks ago I was applying for credit cards online and sometimes without having perfect credit it's hard to get accepted so I stumbled across a First Option Credit Card application. It was said that it was for people with less than perfect credit or bad credit to rebuild their credit. So I applied. It never said if I was accepted or denied it skipped to more offers.

2 weeks later after paying bills I had over 200.00 in overdraft or insufficient funds fees. I didn't understand how because I didn't authorize anybody to take money nor have I written any checks. I contacted the bank and found out that it was indeed First Option who was the cause for repeatedly trying to take 99.95 from my account.

I tried to go to the website and a security warning came up saying that the security certificate this site used was taken from another site to trick people to enter in their info. It also said that their number was not listed and you can only apply online. Under contact it said lookup. When I clicked on the link it said no matches found.

These people have to be stopped because after reading others' reports I know that I'm one of many who have fell victim to these same individuals. Something has to be done. This is definately a scam and they have retreived all of our personal info including social security numbers. Beware and be careful!!!!

Remedy
Wilmington, North Carolina
U.S.A.