First Premier Bank Master Card ripoff fraudulent credit services, credit reporting and credit limit amout available consumer Sioux Falls South Dakota

I was looking for mortgage loans and was told by a lender that I needed to aquire a credit card.

So I applied for a credit card over the internet. First Premier Bank sent a card with $250 credit limit. I accepted the card by calling the number.

However, I did not know that I could not use the credit amount stated until I pay them $250. This is not helping my credit, by them reporting deliquent payments for no services rendered. As I cancelled this card I was told that I have a deliquent payment of $298. This card could not be used even with $40 and $60 payments to the card. This card should not be applied to my credit report for credit not received.

Kimberly
chicago, Illinois
U.S.A.