First Premier Bank First Premier Bank Platinum Credit Card The worst credit card I've ever had South Dakota

You have good enough credit to have a couple of other credit cards.  Yet, in order to get about an extra $500 instead of taking it from these cards you figured it was a better idea to open an a High-Fee, High-Interest, Sub-Prime card.

You say you didn't have enough available on these other cards?  Then why didn't you ask them for a credit line increase.  If they were in good standing and you explained to them the reason there would have been a very good chance that they would have granted such a small amount.   If you tried that and they declined, why didn't you apply for other "standard" cards?  

But then we get to your "complaint".  You claim that your bank rejected the payment.  Perhaps this happened but where is the complaint about your bank who just arbitratrily cancels payments without contacting you by phone.  With my banks when ever there is suspiscious activity I am either sent a text or called by phone before they "reject" anything. 

Look, I would never get a FP premier card even if it was a "last resort".  So yes none of your reasoning in this makes sense, which of course leads people to think that you are failing to tell the entire story.  So what is the full story here?

Since you say you have good credit, why would you want to be so generous and get a high interest rate, subprime credit card?