FNTC (First National Trustee Company) Royal Holiday Club, Isle of Man (=FNTC/IFG Int./FNG, Isle of Man), Holiday Clubs ltd, p.o.box 887, Cayman Island (=Lacovia Condos' address!) Holiday Club credit system -fraud Douglas, Isle of Man Great Britain

I took part to Royal Holiday Club plan 2009  (February) at Wyndham Nassau, Bahamas. I realized later it all was nothing but a fraud in my case. All the information related to it seems to be a fraudulent information in a way or another. Operating rules, contract and billing information. are nothing but bs to me anymore. This seem to be a system Hotels (Wyndham),  FNTC/FNG (former IFG Int.) etc guys run. A total rip off system, at least in my case as European citizen.

As mentioned I bought this membership at Wyndham Bahamas. My contract is nothing but another fraud as well with all fraudulent information on it.. f.e. I seemed to sign that contract with non existing Cayman Island Company.

Only this combination of Holiday Clubs ltd, p.o.box Cayman Island (=Lacovia Condos' address), RHC (the company) as FNTC's address in Europe and Wyndham as the hotel where it was sold by representative of RHC, which doens even seem to exist otherwise than a Royal Holiday credit system with all those tax havens, non existing companies and Mexico as service center.. With the laws of tax havens, except they can abuse American laws (Florida...) against American members rigths.. This membership seems to be sold mainly only American people. Theres no members in Europe. Im one of very few, or maybe the only one by now, and Im out ot the system too.  ..

I got annual fees Invoice from Isle of Man f.e... But not from FNTC but the company of RHC (should be so, because it wasnt a mention of FNTC in that bill paper, except the account name was fntc holiday club management company, International House, Douglas, Isle of Man), Payment in USD with the bank of National Westminster Bank Portsmounth England.

I never signed my contract with a company of RHC (exists in Isle of Man as a company and are as one with the system of RHC) but instead I signed it with Cayman Island's company Holiday Clubs ltd. According to other information its Swiss based though,the system... whatever that is.. So, all those tax havens with their laws in this plus.. American laws in some... American currency.. Just wonder how common these kind of rip-offs are in this business scenario with all the trustee protection also to make sure people in charge never get caught... well, my truth though is that trustees run it. They for sure get all those yearly maintenance fees.. club fees... blah what my point is that I do see how this system functions, but cant write it down correctly because Im not English speaking person. Im aware of all that tax haven system.. bank security.. offshore business etc.. But for sure it wasnt anything legal so even sell this kind of fraud to me as European citizen. This was meant to be worldwide system, but instead only American - Mexican..

Even if this club works to some American citizen, the system is a total fraud from my point of view. I dont see anything legal in this, plus besides they stole my money of over 14.000,00 USD by putting me out of everything... payment, website.. they just forgot to return my money afterwards. No access for a while to anywhere for a while etc..

All my payments were in USD to RHC/FNTC as Maintenance company Isle of Man. This same company exists also in Cayman..

This whole system is a total lie.. hopefully RDO and other fellows pay attention to these system frauds also and will investigate these point system frauds for real... or they all help to create these tax haven based frauds and make possible ordinary people being rip off because such systems, besides its criminal because original people cant fight back, theres no a way for real to get justice in this because these law tricks in contracts and generally. F.e. me as a Finn... well, my rights are taken totally away what becomes to sueing RHC for real.. because its complicated system, which doenst even seem to exist otherwise than in tax havens.. non existing companies plus trustees.