• Report: #196177
Complaint Review:

Fort Sill National Bank

  • Submitted: Tue, June 13, 2006
  • Updated: Fri, June 16, 2006

  • Reported By:Hopkinsville Kentucky
Fort Sill National Bank
1647 NW Randolph Road Fort Sill, Oklahoma U.S.A.
  • Phone: 580-357-9880
  • Web:
  • Category: Banks

Fort Sill National Bank, FSNB Armed Servies Bank ripoff Bank President acts against Letter Agreement and has his agents and employees engage in deceptive business practices Fort Sill Oklahoma

*Author of original report: A Very Positive Update With a Happy Ending!

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This is a bad story, but it's not unlike the other postings on this website about Fort Sill National Bank. The common thread is shockingly unprofessional behavior, and this behavior starts right at the top. From about 2002 until February of 2006 I had a very good relationship with Fort Sill National Bank. I made deposits, they lent money and I paid on-time. Unfortunately, in February I fell on hard times and this bank turned on me. They engaged in some of the most unbelieveable and patently illegal practices in order to collect money. Of course, they use the old "we had no knowledge of what our agents were doing", and "we can't be responsible for their conduct", but it's all lies.

In May, a deal was struck to in order to resolve all of the unpaid debt to this loan shark. The Letter Agreement consolidated all of the loans into a single payment that was to start in July, 2006. The letter was issued on the letterhead of Fort Sill National Bank's Vice President and signed by an officer of the bank. One month before the first payment was even due, the bank called GEICO Insurance (the insurer of the car) and pretended to report a claim. The Bank employee even gave a fictitious date. All of this was done, ostensibly, to try and worm information out of GEICO about the car's whereabouts. GEICO being highly suspicious of the call, contacted me afterwards and told me what had happened.

Subsequently, I spoke to Janice Allen who signed the Letter Agreement on behalf of Fort Sill National Bank, and in mid-sentence while she was trying to justify her actions, she came clean and admitted that the Bank President, John Davis, had undermined her, overruled her decision, and made her make the phone call and put the car out for repo.

The President, who is not answering phone calls or correspondence is hiding-out in the most cowardly manner imaginable. The bank will, in all probability, force me into bankruptcy to protect an asset in which I have invested over $15,000 of on-time payments. That will obviously put a halt to Mr. Davis's shenanigans, and life will go on.

The most crazy thing about this, however, is the fact that in between all of this stupidity, I actually made a large payment in good faith, and I'm the one that provided the insurance information they demanded when the Letter Agreement was drawn. John Davis would rather take a 100% loss for the bank then recover what the bank is owed.

Save yourself some serious aggrevation and bank somewhere else. This report, combined with the others on this BBS, makes it quite clear that Fort Sill National Bank is a bad bank with an unprofessional and unethical President.

Hopkinsville, Kentucky

This report was posted on Ripoff Report on 06/13/2006 09:01 AM and is a permanent record located here: http://www.ripoffreport.com/reports/fort-sill-national-bank/fort-sill-oklahoma-73503/fort-sill-national-bank-fsnb-armed-servies-bank-ripoff-bank-president-acts-against-letter-196177. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Author of original report

A Very Positive Update With a Happy Ending!

AUTHOR: Richard - (U.S.A.)

Although the web-site's rules state that reports are not removed from this site, I am glad I have the chance to at least update the report to show current events that helped me, and reflect favorably on the Bank.

Because of the intervention of a friend of mine (who spoke to the Bank's Chairman), and some discussion between cooler heads than the original players, the Bank has decided to honor its Letter Agreement.

The Chairman's decision to do this is compassionate and honorable. She will not regret it and, of course, I am grateful.
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