Frank LoScalzo and Associates Debt Settlement Program Fraud holbrook New York

 I enrolled in a debt settlement program through Financial Recovery USA in June 2010. This program used the services of Frank LoScalzo and Assoc. (a licensed attorney) to negotiate with creditors to settle debt. I paid a monthly amount into an escrow account which was supposed to be used to negotiate my debt settlements. After one year of paying into this account I was sued by a creditor. Frank LoScalzo and their affiliate in California did nothing regarding the suit and I had a judgement entered against me. 60 days after the judgement was entered, I was contacted by the CA affiliate and told I would need to declare bankruptcy. I had paid $8,000 into my escrow over the 1 year period, but when I contacted Frank LoScalzo to access the money in order to pay the judgement, they told me I only had $2,000 in the account; the other $6,000 had gone to paying for their service. I immediately ended my participation in their program, received the $2,000 I had left in the escrow account, and ended up negotiating a settlement for the judgement on my own. I was robbed of $6,000 and had my credit ruined by this company.