Freedmen's Financial Resources Internet Loan Scam from Canada Ripoff Toronto Ontario

I made a loan application via the internet sometime in the 1st week of July. I was contacted by Tanya Clayton saying that I was approved for $5000 loan. She asked how much of a monthly payment was I interested in and told me she would contact loan companies and get back to me. When she did call back, she stated that I would have a payment of $122.90 a month and that the interest rate was 8.5%, but that rate would only be good until July 12th. I needed to fax several documents to her if I wished to proceed.

I held off for about a week but out of desperation decided to move forward with the loan. After I faxed her, she contacted me stating that I had 3 options - find a co-signer, collateral of $7,000-$10,000 or an insurance payment of $865.00. I chose the insurance payment. On July 20th I western union that amount and paid a fee of $66.99 (which was to be reimbused with the loan), once received I would have my loan direct deposited into my account in 2 -3 days. When that time past, I contacted Tanya again. She stated I should have been contacted by customer service. She gave me Deborah Lewis' name.

I spoke to Deborah numerous times and she did some checking and told me that there was a mistake and the loan had to have the international taxes paid upfront, in the amount of $450 or I could stop everything and she would refund the insurance payment. I was so mad by this point that I initally told her to refund the money but I needed the money and called back to state that I would pay the $450. I should have stuck with my gut feeling that I was being scammed. I actually did some research but could not find anything on the company. By now, I had talked to Tanya or Deborah on a daily basis trying to get this loan finished. On July 25th, I sent the $450 with a fee of $43.99 (again promised to be refunded). Deborah guaranteed me the funds would be in my account within 12-24 hours and my welcome packet would be in the mail the following week. As of July 27th and today, there are no funds. I have left several voicemail messages on Friday July 27th with Deborah and Tanya. Of course have heard nothing.

It looks like from these reports, we were all being scammed at the same time. I hope my story will save someone else from having to go through this type of experience. I am a careful person and never thought I would get scammed.

Kris
Higganum, Connecticut
U.S.A.