• Report: #313404
Complaint Review:

Guardian Financial

  • Submitted: Fri, February 29, 2008
  • Updated: Wed, March 12, 2008

  • Reported By:meyersdale Pennsylvania
Guardian Financial
201 North Tryon St Charolette, North Carolina U.S.A.

Guardian Financial RIP OFF BE AWARE Charolette North Carolina

*Consumer Comment: who are you going to sue?

*Author of original report: I Am A Victim of a Similar Scam

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i found this website on the internet and contacted them and was approved for a 35000 loan . in collateral they needed 3402.10 i money grammed them the money from a local walmart and sent it to a sara grisberg in canada i was supposed to have the money today and they contacted me and told me that they need more collertal due to my credit history i found this website the night that i sent the money i really wish i would have found it before then . i told them about this website and i wanted a full refund that i am supposed to have on march 21 . i know i will never see the money again and that is not the problem , however i had a friend that did the same thing about 3 years ago from a company called on track financial and it is very funny that one of the reps at guardian financial was a part of this scam she only lost 840 so these people have been working for years and nobody wants to do anything they think they wont get there money back til now .... i dont know if you have ever heard of the class act law however what all of us victims need to do is get together somehow by phone email etc and file a lawsuite i know we can do this i have a cousin and a sister that is a lawyer and we can win please email me so we can get started lets stop them now and i have already contacted many people and have numbers for you to contact as well we need to make this world wide .... IF YOUR EVEN CONSIDERING THIS PLEASE DONT!!!!

meyersdale, Pennsylvania

This report was posted on Ripoff Report on 02/29/2008 02:29 PM and is a permanent record located here: http://www.ripoffreport.com/reports/guardian-financial/charolette-north-carolina-28202/guardian-financial-rip-off-be-aware-charolette-north-carolina-313404. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

who are you going to sue?

AUTHOR: Jill Beyer - (U.S.A.)

Class action lawsuit sounds good. I have been tracking these people all the way back to 2002. We can't stop these people it a nigerian Loan Scam. You can't sue people that are not there. These are fake companies with fake names what we are working on is getting law enforcement to STOP them. if you would like contact me (((ROR redacted))).

Thanks Jill

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#2 Author of original report

I Am A Victim of a Similar Scam

AUTHOR: Tmorgan - (U.S.A.)

It is a shame that everyone who is considering paying money ("collateral") upfront to get a loan does not have the opportunity to read this website first!

My friend was a victim of this scam - not because she's naive and gullible - but because these scam artists are very good at what they do for a living. I feel so bad for my friend and her husband and baby girl. My friend was bilked out of over $3,500 - those scam artists assured her she and her family would receive $35,000 as soon as the upfront "collateral" was money-grammed. What a heartache to know that they just took her hard earned money, and the sad thing is, she will never see that refund on March 21 as they have promised.

My family went through this same thing back in 2005 with a company called Ontrak Financial - and you'll never believe this, but Craig Hale (Hall) whom we dealt with back in 2005 may also be affiliated with Guardian Financial. My husband and I are attempting to reach him and let him know how "glad we are to know" he's still around - ripping off those who are desperate and needy - yeah right - but we'll let him know we are still waiting for our refund of $840 that they stole from us! It won't do any good though, folks, because in no time at all, Guardian Financial will soon disappear into thin air, change their business name, attach themselves to an imaginary USA address and continue again to advertise all over our country as a legitimate company. They have been doing business for years...using many, many business names and fake US locations.

If you are reading this website and have not yet money-grammed your "collateral" to Canada, PLEASE DON'T DO IT. You WILL lose your money and you WILL NOT get your loan as promised. As soon as your money gram is received, this company and others just like it will call you and begin to smooth talk you into sending more "collateral" because "there is a problem with your credit". Then when you finally realize you have been duped and tell them no and request a refund, they will lie and say that your refund will be in your bank account in about a month (this is also a lie). You will NEVER see your "collateral" again.

We've all heard -if it sounds too good to be true - it is. These companies prey on us - fill us with hope and pretend to care about our financial situations. But the truth is, they ONLY care about racking up the thousands and thousands of dollars they collect daily as "collateral" and then treating you like a dog if you confront them about their lies and deceit.

I am SO sorry for everyone on this website who has been cheated. There are Class Action Lawsuits that an attorney can take on. You can report this company to the Federal Trade Commission (800) FTCHELP and the Better Business Bureau (www.bbbmwo.ca - 519-579-3080), but remember, these "sharks" are headquartered in Canada and impossible to track down. But at least file your complaint and document EVERYTHING - every phone call and whom you spoke with, every extension #, every phone #, every fax #, EVERYTHING.

My story is just like yours. I consider myself to be a smart, savvy person, but I was cheated just like so many of you. When my husband and I realized it, it was too late. Our money was gone, and the messages we left on voice mail afterwards were never returned and then their phone lines were disconnected -- ready to start again with new phone and fax numbers, websites and fake US locations. All to rip off good, US citizens who are a little down on their luck and trying to get ahead.

Another sad fact is that these companies are also stealing our personal identifications. They have our Social Security numbers, our addresses, our driver's license numbers, our bank account routing numbers and our employment information. Some day, MOST of us who have been cheated will be victims of identity theft. We should ALL remember that and take any action that we can to prevent it.

Most of us are good, kind, compassionate people - and Guardian Financial and whatever they will be known as next month knows that there are millions of suckers out there. Yes, my husband and I consider ourselves suckers. But we learned from our mistake, and if this message can save one person from following through with that money gram we can feel at least a little better.

At least I can sleep at night knowing I am honest and hard working. These Guardian folks may sleep at night because they are millionaires on the backs of US citizens...tramping on us every day. What wonderful folks they are...right.

And Craig Hale or Hall, or whatever your call yourself this week, and Bill Griffin, Edward Williams, Derek Flang, Shawn Sutton, Debra Bailey, Lisa Davis, you didn't get the best of me. I can hold me head up in front of my children, my family, my friends and my grandchildren knowing I am the better person...you have to pretend to be honest and true.
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