Report: #309049

Complaint Review: Guardian Finincial Group - Guardian Loans - Lawrenc J Wilkenson - Dale Watson - Richard White

  • Submitted: Thu, February 14, 2008
  • Updated: Thu, February 14, 2008
  • Reported By: Andalusia Illinois
  • Guardian Finincial Group - Guardian Loans - Lawrenc J Wilkenson - Dale Watson - Richard White
    201 North Tyron Street
    Charlotte, North Carolina
  • Phone: 800-963-5140
  • Web:
  • Category: Loans

Guardian Finincial Group - Guardian Loans - Lawrenc J Wilkenson, CEO, Dale Watson, Richard White HAVE YOU EVER HAD A LITTLE VOICE IN YOUR HEAD THAT SAID DONT DUE THIS BUT YOU DO IT ANYWAY. BEWARE $900 LATER I LEARNED NEVER TO TRUST ANYONE AGAIN. Charlotte North Carolina

Show customers why they should trust your business over your competitors...

I was in desperate need of a loan to take care of high bills that had aroused from a family emergency. I got on line and did a search for loans for people with bad credit. Only about 3000 came up. I click on one link that said 5000-25000 unsecured. Stated these loans had long term, low interested rate and was provided by priviate investors. I filled out the application only to have my email swamp by several replys. But one placed Guardian Financial Group called my cell phone to offer me a loan already approved ( after I look back at the orginial offer..I never gave out my cell #. I waited 7 days before I called them back. I got a answering service that directed me to my representive that left the message.

I spoke to him he explained that I had been apporved for $5000 6% interest-3 years payments $151.84 per month. He ask me if I had a fax # I said yes. So he faxed me the documents. He then proceed to explain that I need to send 6mth payments in advance due to my credit. At first I thought this is odd, but he continued to explain that it is the same as a secured credit card, 900 was like a secured deposit. d**n, I should have know better. No company loans you 5000 and then you dont make a payment for 6mths. Probably was I was skeptical thru the whole thing. But sent the 900 dollars to a priviate person in Canda thru Money Gram @ Walmart the person was Monica Stinger ( check out the name)--minto nb canda.

The next day I received an urgent call from the loan manager explaining I needed to send more money another 900. He proceed to tell me that I should have read my loan agreement better because it does state that they can request more funds if needed. When I said no I couldnt come up with any more, I ask about lowering my loan and he said no only 5000 and above. HE TOLD ME TO ASK A FRIEND TO SEND IT IN. MAN WAS I STUPID TO BELIEVE THIS COMPANY.

When I refused to send in anymore money and accused them of a scam the "Loan Manger" got defensive and said if that is the way you fill I will just send you a refund but it will take 30 days. I know I will never see my money again. It was a hard lesson but I assure you I will post this company info on every website, with every federal site to get justice and protect the next person. The weird thing about this that I actually was skeptical and called 411 to get their # but of course nothing found with landline, but the 800 directory had a listing for them. I looked at the better business bureau they are even registered. But when I google there address it came up but upon futher investigation it is an empty building.

So please I advise you dont send money to anyone or give out your personal information. They have my SS#, BD, Phone#, Address, Bank Info of course so they could send me my check direct deposit. BE AWARE. DONT BE STUPID LIKE I WAS.

Should Have Know Better
Andalusia, Illinois
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This report was posted on Ripoff Report on 02/14/2008 11:01 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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