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Report: #1253118

Complaint Review: Hiday and Ricke - jacksonville Florida

  • Submitted:
  • Updated:
  • Reported By: Joan MacHill — Lakeland Florida USA
  • Author Not Confirmed What's this?
  • Why?
  • Hiday and Ricke 4100 Southpoint Dr E #3 jacksonville, Florida USA

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Case number at Polk Coiunty Court is a complete rip off.  

The debt is settled has been for 2 months.  They continue to collect and continue to keep a llein on my house.  

To begin with there are witness to teh fact I never signed any loan document.  The entire collection is maghical thinking.

The best is I  have a cancelled check settling the debt but they have not removed a gasrnish from my pay and pursuye it in Polk County Court.  I want to sue the predatory lendor - Fidelity Bank under treaury investigatiuon for 12 other cases  and this collection agency for all sorts of damagews. Any lawyer willing to take 33% of 125,000.00 is welcome to call me to handle the case.  Unless you are a dog on a bone type who can deliver the goods there will not be a setle for any less.  These people ruined my retirement funds with their bull for some one's commision on the collection?  No way will I settle for less.

This report was posted on Ripoff Report on 09/05/2015 09:31 AM and is a permanent record located here: https://www.ripoffreport.com/reports/hiday-and-ricke/jacksonville-florida-32216/hiday-and-ricke-fidelity-bank-predatory-lending-magical-thinking-collection-jacksonville-1253118. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
3Author
1Consumer
0Employee/Owner

#4 Author of original report

They captured banking information

AUTHOR: - ()

POSTED: Saturday, September 19, 2015

I did not want to give my banking information to them so did not.  They offered my settlement to get my banking information.  I thought was dealing with legitimate person offering settlement affordable to me.  They just wanted a check to get my banking information.  They sent the check back stating their agent never made that arrangement.  Again I have a witness to the whole conversation.  After the other experiances with this company and the bank that supports them I was not ever talking to anyone without a witness in the room.  Always on speaker.   I'm not sure what I can do other than go into a bankruptcy process hopefully will gewt to keep my home that I have invested over 300,000$ in just to have a home.  Paid my mortgage faithfully 12 years now repaired all maintenance and invested in fixing a sink hole on the property.  It is not insurable so can't sell it.  Anyway want to keep it.  Can't I sue the originating bank for breakng federal lending guidelines?  Does anyone know about this??  How can a person who earns 9.50 an hour at a call center get a loan for 23000$ whne they have a mortgage, car loan and student loan debt with a side of credit card debt?  How can that happen even?  It is worth the 40$ to file the case in our court maybe will try to sue for more than the loan for the damage it has caused me.  Has anyone tried this?

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#3 Author of original report

Answer to Robert

AUTHOR: - ()

POSTED: Tuesday, September 08, 2015

 These a holes garnished my salary jeopardizing my whole life budget threatened and a lein on my house collecting interest daily like a loan shark. My witness saw what I did sign. it was NOT any loan document . These people are rip off specispecialist. Better go to a loan shark better over all. I want to SUE the holy livong crap out of them. I will go pro se if no lawyer steps up.

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#2 Author of original report

Answer to Robert

AUTHOR: - ()

POSTED: Tuesday, September 08, 2015

 These a holes garnished my salary jeopardizing my whole life budget threatened and a lein on my house collecting interest daily like a loan shark. My witness saw what I did sign. it was NOT any loan document . These people are rip off specispecialist. Better go to a loan shark better over all. I want to SUE the holy livong crap out of them. I will go pro se if no lawyer steps up.

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#1 Consumer Comment

Why?

AUTHOR: Robert - (USA)

POSTED: Sunday, September 06, 2015

You stated that this debt has been settled for 2 months, and that you have a cancelled check.  Yet at the same time you stated you never signed any loan document.   So if you never signed any loan document why would you "settle" a debt that you are basically saying never existed?

I would also like to know how you could have a witness that can prove you NEVER signed something. 

 

 

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