• Report: #339395
Complaint Review:

Home Depot Credit Services

  • Submitted: Wed, June 11, 2008
  • Updated: Wed, June 11, 2008

  • Reported By:St Petersburg Florida
Home Depot Credit Services
St Petersburg, Florida U.S.A.

Home Depot Credit Services Credit score 650 no delinquencies Lowered my credit line to what I owed hurting my score. Had $16,000 credit line they lowered to $8100 which is what my balnce was. Reason? other card balances on Credit report close to credit line. St Petersburg Florida

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I am furious, Home depot did a room enclosure and failed to pull the proper permit. A neighbor turned me in. I worked with them, missed a lot of work and It took a year to resolve it and get the code violation removed. In the mean time the Real estate market went down. I expressed to them to hurry i wanted to move. the market kept declining. I am now upside down in my home. so i want to rent. i was fixing up my home and in the middle of rennovations i get a letter stating that they were lowering my credit limit from $16,000.00 to $8100.00 my balance is $8029.00 Their reason? because on my credit report i was close to my credit line on a few credit cards. Now look what they did. Is this going to be a snow ball effect where other cards will do this because Home depot took away my 50% debt to credit line?Credit score now 650. This is sabotage. I called them tried to reason but the man could only say i am sorry. I lost money twice from Home Depot.I will never shop there again. I built 4 homes and remodled 6 and never applied for a card til 2002. I have always paid my debt with them and my balance has been as high as 13k twice and paid off numerous times. Home Depot does not deserve my loyalty anymore, I never shopped Lowes But guess what! HELLO LOWES.Blue looks good right now and I am off to see an attorney next week.

St Petersburg, Florida

This report was posted on Ripoff Report on 06/11/2008 04:52 PM and is a permanent record located here: http://www.ripoffreport.com/reports/home-depot-credit-services/st-petersburg-florida-33710/home-depot-credit-services-credit-score-650-no-delinquencies-lowered-my-credit-line-to-wha-339395. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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