Home mitigation Services-Sheldon Fleishman, Esq M Home Mitiagation Services charged my wife and I $2,500 to do a home loan modification that never went through. As your report stated, they requested all the documentation, Income Tax Information, Internet

In October 2009 wife had lost her job and after several months of living off of one income we saw a tv advertisement to do a home loan modification with Home Mitigation Services in February 2010. I called the 800 number and spoke with a representative who told me they could get our loan modified in 60-90 and it would cost us $2,500. In February 2010 my wife and I took this money out of our retirement savings which sent a cashier's check to them and provided all of our financial information and income tax information to Danny Rodriquez, who was action on behalf of Sheldon Fleishman.

After sending all the requested info we were told to just wait and be patient. This went on for months. Every time we called to inquire to the status of our case we were told that the bank was looking at the info and it would just take time. Then we got transferred to another representative, a Dave Costello.

Finally by May 2010, Home Mitigation Services told us that the bank will not consider doing a home loan modification for us unless we were at least 30 days or more behind in mortgage payment. My wife and I did our best to keep up with the mortgage even with only one income by borrowing money trying to keep good status with the bank. Even after we were 30 days behind in payment, nothing changed and Home Mitigation Services kept telling us to wait two weeks and we'll see what happens. Two weeks turned into two months and longer. Then we were switched somewhere in the process to another agent, Rayna Riggi. She too told us that we had to wait two more weeks.

When I contacted the bank in August of 2010 and asked them how the home loan modification process was going with Home Mitigation Services, they told me they have no record of anyone from that company working on our behalf. When I contact Home Mitigation Services they just said it was due to the fact that they were working with another dept. and not to worry. November 2010 Bank of America sent us a payment offer that almost doubled our payments to make up a new contract. When I contacted HMS, they had no information about any modification to that nature and told me to ignore the
paperwork.

By December 2010 there still was no offer from HMS for a modified loan contract and no indication whatsoever that HMS had ever even been in contact with our mortgage lender, Bank of America. The last contact I heard from HMS and Danny Rodriguez was that their office was closed in January 2011 for winter storms. Since then, all phone numbers and contacts with Home Mitigation Services have been disconnected.  My wife and I finally negotiated our own terms with Bank of America for a modified loan and Home Mitigation Services had nothing to do with the process. I have recently contacted Sheldon Fleishman to request a refund of our money. As consistent with Home Mitigation Services and its employees, he said "I'm looking into it and I'll get back to you."