ED Magedson – Founder
Howard Lee Schiff PCTolland St E Hartford, Connecticut United States of America
I bought a sleep number bed from sleep number and they gave me a plan for no payments for 1 year with no interest. I get my first bill after the year is up from GE Money and they added a whole year's interest, and a fee of $39.00 for being over the limit and they wanted an amount that I could not afford. I called and asked for help but got no where with them so I called the attorney general's office and GE put me on a hardshp plan for 9 months and I asked them if I may continue the plan in the 8th month because I could not find a job but was told I did not qualify for it. They never asked for a financial statement from me and the payment they wanted from me after the 9th month was around $600.00 to get it under the limit and still being charged $39.00. It was not a charge card where I went out and charged anything. The interest rate is now 29.99%. The amount of the bed was $2449.96 the bill is now over $3700. I told them to come get the bed since I could not afford it. Then a few months later I get a letter from Howard Lee Schiff, PC and I called and thought I made arrangements to make monthly payments of $50.00 so the first month was ok. Made another payment of $50.00 in May, got a letter from them 2 days after saying "don't ignore this letter" so I called and asked what I was paying the monthly amount but was told that they wanted $75.00 per month and the other girl was new, did not know what she was doing and the amount I owe was too high for the 50.00 and that if I did not pay the 75.00 they could garnish my wages, put a freeze on my assets, and a lien on my house. I was emotionally upset and crying we would not survive if they did that and paid an extra 50.00 to cover the last two months. Well I ended up getting papers that I was being sued in small claims court. I called and asked now what, I am paying you 75.00 each month but was informed that they wanted 94.00. I said I can not afford that. I was still at that time without a job that paid me a salary, my weork I do involves commission and with the economy and no sales I have no commission. I ended up going to court to plead my case and let the courts decide how much if any I should pay. I did ask before court a copy of the contract and proof that I owe the money and I got a statement and some papers I can not read and a computer printout of a bill for someone I don't know, how much he owes, the number of the card.
This report was posted on Ripoff Report on 09/22/2009 09:23 AM and is a permanent record located here: http://www.ripoffreport.com/reports/howard-lee-schiff-pc/e-hartford-connecticut-/howard-lee-schiff-pc-making-monthly-payments-yet-they-still-wanted-more-and-threatened-t-498645. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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