Complaint Review: HSBC Card Servies - Carol Stream Illinois
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- Author Confirmed
- HSBC Card Servies PO Box 5241 Carol Stream, Illinois U.S.A.
- Phone: 800-379-7999
- Web:
- Category: US Congress
HSBC Card Services - Fraudulent Practices? Account Fees on Seldom Used Account Listed as "Purchases" Carol Stream Illinois
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This card charges late fees, adds the fee to your balance and then charges you for an overlimit fee, without ever having been late.
They also charge the fees as "Purchases" so that they can charge interest on these fees. This is ILLEGAL. There is a specific banking industry regulation call Reg AA which specifically prohibits charging fees on top of fee charges plus interest. It is called pyramiding.
DO NOT USE THIS CARD. I had this card for a few years and used it rarely and always paid it off. They lower my limit without warning, charge me overlimit and late fees which should not have been charged and are charging me interest on that.
They've added hundreds of dollar to a bill which was very manageable until they did this.
DO NOT USE HSBC!!!
Kathy
Franklin, Ohio
U.S.A.
This report was posted on Ripoff Report on 06/22/2009 09:38 AM and is a permanent record located here: https://www.ripoffreport.com/reports/hsbc-card-servies/carol-stream-illinois-60197/hsbc-card-services-fraudulent-practices-account-fees-on-seldom-used-account-listed-as-463632. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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