Hyundai Motor America and CarMax in Hickory, N.C. Ripped OFF BY Hyundai And CarMax. BEWARE! Nationwide

as a driver you need to take responsibility to ..... 

airbags do NOT deploy in this type crash to protect from further injury from the airbag itself.  Sounds like you'r trying to place blame on everyone but yourself for going to fast for conditions.

Nope, I DON'T work for Hyundai.

Lets see...By your own admission you were driving in ICY CONDITIONS.  By your own admission, you were driving 40-50 mph in ICY CONDITIONS. (Incredible!)  By your own admission, you were driving so fast in icy conditions you couldn't stop in time!  And now YOU blame them???  This is the PRIME EXAMPLE of STUPID DRIVING.

 First of all you were going 40-50MPH on an ICY road trying to avoid a truck that had already crashed.   What most likely happened in what probably felt like 5 minutes to you, in the real time of about 10 seconds you panicked and slammed the brakes causing them to lock up.

Next, you use verbs such as "exploded" and "death trap" to make your situation sound much worse than it probably was.  I am not trying to minimize the accident, but the pictures you show hardly show something that has "exploded".

As for your car being totalled.  "Totatalled" has nothing to do with how bad the crash was, it has to do with the cost of repairs.  If the cost of repairs exceed the value of the car the insurance company will "total" the vehicle.  So you could have a fender bender, and if your car is worth only $2500 and the cost of repairs is $3000...even though it was very minor the car will be totalled.

But then we get to another item.  You first claim that the seatbelt was so tight it caused bruises on your body.  Well the last time I checked a Seatbelt is supposed to keep you from moving.  If your accident was bad enough to cause bruises..just how many injuries would you have had if it had some "give"?  But that isn't enough.  You then claim at the same time that this seatbelt that was so tight, was amazingly loose enough to enable your head to hit the stearing wheel.  The problem with that..well unless you have a severly long neck a seatbelt that doesn't give isn't going to allow you to hit the steering wheel.

Now we get to the airbags.  Here is a myth that some people seem to live by...airbags always deploy.  That is 100% false.  The reality is that they have more computing power in their control modules than the US went to the moon on.  They take into account hundreds of factors and only deploy if the threshold is reached.  The primary factor is decelleration and direction.  That is if you have a front impact your side or top airbags will NOT deploy because that will do absolutly no good to you.  The front airbags will only deploy if as stated the appropraite parameters are met.  Where since you apparently walked away with minor injuries..most likely they were not.

 I suffered 3 torn ligaments in my neck, severe whiplash, etc.

- Well I say minor injuries because I have never heard of someone having a major "etc" injury.

One final item..if you are stiill paying on it that is not the fault of anyone other than you and your insurance company. 

Oh and no I do not work for Hyundai or Carmax.