Complaint Review: IBC Bank - Oklahoma City Oklahoma
- IBC Bank 3601 NW 63rd Street Oklahoma City, Oklahoma U.S.A.
- Phone: 405-841-2100
- Web:
- Category: Banks
IBC Bank fraudulent overdraft fees ripoff Oklahoma City Oklahoma
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
Ripoff Report
willing to make a
commitment to
customer satisfaction
Click here now..
I have had this bank account for at least 4 years. My bank was Local Oklahoma , and was recently purchased by IBC Bank. Since then I have had too many overdraft fees to count. The sad part of it is I do not spend more than I have. I am not someone who just does not balance my checkbook and then blame the bank cause I did not know something had cleared!
Let me give you an example. Let's say I have $50.00 in my account and I go to the gas station and pay at the pump. The gas station preauthorized $7.00 as standard practice (which will release and be replaced by the amount i actually use) then I buy 25$ in gas. Then I spend $20.00 at walmart. Only $45 DOLLARS COMES OUT OF MY ACCOUNT. The preauthorization for $7.00 gets released and is not taken out. However the bank charges me $25 overdraft because they "put the money aside".
The bad thing is this is just a simple example, generally I will have about $200.00 and about 20 transactions all for under 10$$$ all of the preauthorization amounts that most companies send, cause the NSF fees but my account is never actually over drawn except for the amount of the NSF fees.
This bank actually allows what they call overdraft protection, in my case up to $700 dollars. What this means is that I can withdraw up to 700$ in purchases before my debit card will get declined, all that CONVIENCE" COSTS IS 25.00 nsf PER TRANSACTION. IBC BANK is in OKlahoma and TEXAS beware.
Zoila
plano, Texas
U.S.A.
This report was posted on Ripoff Report on 04/19/2005 09:04 AM and is a permanent record located here: https://www.ripoffreport.com/reports/ibc-bank/oklahoma-city-oklahoma-73116/ibc-bank-fraudulent-overdraft-fees-ripoff-oklahoma-city-oklahoma-139384. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
If you would like to see more Rip-off Reports on this company/individual, search here:
Advertisers above have met our
strict standards for business conduct.