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Report: #601054

Complaint Review: IBC-International Bank Of Commerce - Duncan Oklahoma

  • Submitted:
  • Updated:
  • Reported By: Bobby — marlow Oklahoma United States of America
  • Author Not Confirmed What's this?
  • Why?
  • IBC-International Bank Of Commerce 2311n.highway 81 Duncan ok Duncan, Oklahoma United States of America
  • Phone: 580-255-9055
  • Web:
  • Category: Banks

IBC-International Bank Of Commerce Ihad 346 dollars 4-23-10 used my card at atms in amount of 372 or about from2-23 to 4-25 knowing i probably was neg. so i took 440 of overdraft 4-26-10 they subtracted the 440 from the 346 1st so all Duncan, Oklahoma

*Consumer Suggestion: Really?

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I started 4-23-10 with a withdrawal from my account at the I.B.C. Bank ,it left me with 346.03 in the positive.


I used my debit card several times from 4-23-10 to 4-25-10 over the weekend totaling about 372 dollars , on monday the 26th of april I figured I had went over into the negative so I withdrew 440 dollars from my protection which is 500 dollars.


When my direct deposit hit from my next payday there was a lot of money taken from my account,so I went to the bank and ask for a printout of what had happened from 4-23-10 up to my new deposit.


It showed where I had taken 260 dollars on the 23rd of april leaving me with 346 dollars.on this sheet it showed that they took the 440 dollars that I had withdrew on the 26th from the 346 dollars  I had from 23rd.All the ATM with drawals from the 23rd to the 25th had about 8 or 9totaling 372 dollars, had an overdraft fee of 29 dollars each ,there was money in my account on all ATM withdrawals when I made them except maybe two.


at the most there should have been 4 charges

This report was posted on Ripoff Report on 05/07/2010 12:00 PM and is a permanent record located here: https://www.ripoffreport.com/reports/ibc-international-bank-of-commerce/duncan-oklahoma-73533/ibc-international-bank-of-commerce-ihad-346-dollars-4-23-10-used-my-card-at-atms-in-amoun-601054. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion

Really?

AUTHOR: Susan - (USA)

POSTED: Friday, May 07, 2010

I mean REALLY?  You knew you had $346.03 in the account but spent $372 and didn't check your account until 6 days later. THEN you decided it was a good idea to withdraw $440?

What you should have done is use the $440 to get the account current and argue later. 

This is not the banks fault. 

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