• Report: #560276
Complaint Review:

Indy Mac / OneWest / Deutsch Bank

  • Submitted: Tue, January 26, 2010
  • Updated: Tue, January 26, 2010

  • Reported By: Robert — Minneapolis Minnesota United States of America
Indy Mac / OneWest / Deutsch Bank
PO Box 78826 Kalamazoo, Michigan United States of America

Indy Mac / OneWest / Deutsch Bank Fraudulent Mortgage Modification Kalamazoo, Michigan

REBUTTAL BOX™ | Respond to this Report! | Consumer Comment

What's this?
Corporate Advocacy Program

Show customers why they should trust your business over your competitors...

What's this?
What's this?
Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™

Set the record straight:
Arbitration Program

SEO Reputation Management at its best!

We were approached by our Mortgage giant Indy Mac in July of 2008 with a loan modification.  My wife and I currently had this home for sale, but with the loan modification, we chose to pull the home off of the market and sell my wife's home.  Since we had 7 children together, this property was larger, and the payment was now affordable, we chose to retain this loan and property with Indy Mac based on the modification agreement that was signed, sent, faxed and documented as received by Indy Mac.  In August of 2008, we contacted Indy Mac to see what we should do next and where our formal documents were as they were promised to us after receipt of our sign off.

We were told to make three payments of xxxx amount in order to finalize this new modification arrangment.  We did this.  We were also told to call again next month and we did this too.  After being passed around multiple times and told this was a "new" process, all of the kinks hadn't been worked out yet, I was told the documentation that I had signed and sent, faxed AND federal expressed was never received.  We have proof of receipt from the fax as well as the federal express slip.  They now stated they were not able to help us as we didn't comply by their deadlines when we had.  I had also sent in my three payments (as stated to me was required to finalize this process), so now, if the modification didn't meet timelines, how was this an amount I have paid as I was told?

My wife and I have sent registered, return receipt to The White House, Mr. C. Kent Conine, Mr. Brandon Latman, Attorney General of Texas, Attorney General of Lori Swanson, Mr. Michael Perry, Mr. Richard Wohl, Indy Mac Federal Bank - Austin TX., Indy Mac Federal Bank- Pasadena, CA, FDIC Chairman Sheila Bair,  Habitat for Humanity in Minnesota, and multiple Attorneys.  We received responses in letter form from the Attorney General's of both Texas and Minnesota both of which stating the modification rebuttal was illegal and that they would be offering assistance.  Both of these State Attorney's sent two letters, receiving NO response even when insisting a response was required within 10 days.

This process has been slow and agonizing and now the threat of a Sheriff Sale looms in our presence.  Indy Mac has been sold to OneWest bank and we've been told "they (OneWest) do not participate in loan modifications".  How can this be?  We have signed documentation from IndyMac, is it not illegal to change the rules simply because of a corporate buyout?

We strongly suggest to the people in America in the same situation, to STAY STRONG - DO NOT CAVE to these antics or succomb to their rules.  We have all the right to stay in our homes as we have abided by all of their changing rules along the way. 


This report was posted on Ripoff Report on 01/26/2010 10:45 AM and is a permanent record located here: http://www.ripoffreport.com/reports/indy-mac-onewest-deutsch-bank/kalamazoo-michigan-49009-8070/indy-mac-onewest-deutsch-bank-fraudulent-mortgage-modification-kalamazoo-michigan-560276. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Click Here to read other Ripoff Reports on Indy Mac / OneWest / Deutsch Bank

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?