instant lending group ripoff, deceptive practices, Internet

These people called my phone saying I qualified for payday loan. After confirming all the info, they told me to stay on line while they got approval. The person calling identified himself as "Alan Smith". He spoke broken english and sounded middle eastern.

While I was waiting for approval, he gave me a speech about this "club" I was joining for shopping discounts. I told him that if my account was debited, I would file charges against the company, as I was not interested.

He continued with the spiel and then the "supervisor" verified all my information as well. I again told this person I was not interested and I would report them if my account was debited.