AP9 PrivacyMatters123, IK9 Privacy Matters 1-2-3 Ignored, Ripped Off, Used, Invaded, ROBBED Norwalk Connecticut *EDitor's Suggestions on how to get your money back into your bank account!

This is the 3rd time IK9 Privacy Matters has got into my account and charged me. They have a habit of charging 19.95 to 29.95 then charging a lot of 1.00 amounts. When I call the 877 number from their site I was treated like they couldn't hear me at all. So I called back and got the same thing. Like many others I too am pondering how they got ahold of my information seeing as how I had never heard of the company before these charges showed up on my checking account.
The first time I called I told them that I wanted the charges to stop and got the same thing a few others on here did from them. They told me to wait and see what "great" things they had to offer. I learned quickly that these hour or longer arguments will get you nowhere with Privacy Matters.
My bank has been great and they have stopped payment and taken my fraud reports with no problem. Al tho the bank keeps telling me to close the account I feel as though doing so makes me suffer even more.
I live hand to mouth and have 4 girls to feed as well as myself and my wife. Closing the account only means that I get charged to do so, and this leeds to less money for my family. I am also paid by direct deposit, so I would have to go threw the hassle of all the paper work. Not to mention the delay in pay with all the rigamor of having to do the change.
Al tho I love my freedom in this country I believe that the same freedom is allowing rip off artist to invade my privacy and steal from my family. This company is no different than the man/woman who breaks into your home, steals your car, or picks your pocket. The people working for them are nothing more than an accomplice, the look out, or get away driver. There should be prison time for them all.

Daren
Winchester, Indiana
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@RipoffReport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

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...the victims' advocate

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...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.