J P Patterson & Associates Ripoff requested $900 for security deposit on a loan of $5000 and no loan materialized. Winnepeg, Manitoba Canada

I am a full time student who was in need of additional loan money from what was provided to me through financial aid. This money was to be used for moving expenses, rent and utilities until I located a job at the new location I was moving to. My credit is not the greatest in the world, so I needed a chance to re-establish my credit, so I was checking on-line to see what I could find for loans and what not. I found this website and the company's name is J P Patterson and Associates. I filled out an application over the website and was contacted via phone within the next day or two. I was advised that I was approved for the loan all I needed to do was send a security deposit due to my credit history and I would have the loan direct deposited in my account the next day. So, I sent $900 via money gram and called them back, at that point they started to act really suspicious and very unprofessional, he did send me a contract, which I know now was a phoney document. I did however fax it back to see what would happen. They kept on putting me off, and then they said that I needed to send more money, because their "Lenders" were saying I was high risk. I did NOT send any more money, at that point I knew I was being "had". I told them straight over the phone, that I was going to report them to every agency I could think of to get them caught, and told them I knew they were criminals. They then said that they would refund my money and I would have it in 15 days, he said he was going to fax me something on this in writing, but I never got the fax.

Everytime I try calling now, I only get the "company's" voicemail. I will not give up on this, and I will do what I can to see to it that justice is served.

Suzanne
Brenham, Texas
U.S.A.