• Report: #1069882
Complaint Review:

JAG Mortgage & Reality Santa Ana Ca, https://www.google.com/url?sa=t&rct=j&q=jag%20mortgage%20santa%20ana%20ca&source=web&cd=13&ved=0CD0QFjACOAo&url=http%3A%2F%

  • Submitted: Wed, July 24, 2013
  • Updated: Wed, July 24, 2013

  • Reported By: Renter Beware — Orange California
JAG Mortgage & Reality Santa Ana Ca, https://www.google.com/url?sa=t&rct=j&q=jag%20mortgage%20santa%20ana%20ca&source=web&cd=13&ved=0CD0QFjACOAo&url=http%3A%2F%
2871 Pullman St Santa Ana, California USA

JAG Mortgage & Reality Santa Ana Ca, Jocelyn " Jo" Guthrie Bait and Switch Interest rates. Santa Ana California

*Consumer Comment: True Testimony

*General Comment: Very Honest!

*REBUTTAL Owner of company: This is a FRAUDULENT REPORT!

*General Comment: With great power comes great responsiblity

REBUTTAL BOX™ | Respond to this Report! | Consumer Comment

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The Orange County RealtorbAssociation or OCRA, has sent an alert to its 24,000 members, warning about this situation. The Woodlands-area realtor who contacted Eyewitness News wants everyone else about what happened so they don't get scammed.

"It's been completely redone," Realtors from Jag Reality are rentIng Bank owned homes illegally. .

At $1,250 a month, Brian calls the house in Orange California  a good deal.

"Completely remodeled kitchen, new A/C system," Brian said.

But it's nowhere near what it was listed for.

"The house is immaculate, but not it's $600 a month," Brian said.

Brian of Jag Reality listed the rental property two weeks ago and within a few days, he had so many calls that he and his wife could barely keep up. Normally that's good, but the problem is potential renters were referencing a different ad.

"Said we don't have that for $600 a month, where did you get that from" Brian said.

Turns out someone had stolen the listing and created his own on Craigslist complete with a long back story.

"He was a missionary is west Africa and all he cared about was while he was having someone take care of his house,"Brian  said.

"If it's too good to be true, it probably is," Orangev Area Realtors Association Chair Larry Frank said.

Frank has heard it all before. But he says there is an easy way he says to protect yourself.

"If you use a real estate agent, a licensed realtor, you wont have this issue. It just doesn't happen," Frank said.

"It is a scam," by Jag reality they run false adds and bait and switch Hispanic and African American  applicats into higherbrentbproperties..

BrIan just hopes no one fell for it.

"The guy's obviously a huge crook," he said.

The owner of the house hoped to report the incident to authorities but he was told by the Orange County  sheriff's office that since there's no victim, there hasn't been a crime. The ad has been removed from Craigslist. Beware of Jag Reality. 

This report was posted on Ripoff Report on 07/24/2013 08:23 PM and is a permanent record located here: http://www.ripoffreport.com/reports/jag-mortgage-reality-santa-ana-ca-httpswwwgooglecomurlsatrctjqjag20mortgage20santa20ana20casourcewebcd13ved0cd0qfjacoaourlhttp3a2f/santa-ana-california-92705/jag-mortgage-reality-santa-ana-ca-jocelyn-jo-guthrie-bait-and-switch-interest-rate-1069882. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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Updates & Rebuttals

#1 Consumer Comment

True Testimony

AUTHOR: Sincere, Honest Rebuttal - (USA)


I just want to start off by saying that this review comes from the bottom of my heart. Working with Jo has been a marvelous experience. I have told my family and my friends about her & now I’m telling you! I could never repay her for her hard work and her pure heart, she is amazing.
A little background of how I came to work with Jo, I was going around and getting opinions on our loan. Jo saved us from what would have been a nightmare! No joke, we were ready to sign off to work with another lender who little did we know, was a few steps away from taking thousands of dollars from us.
I can only hope that God continues to bless Jo and her business, she truly is amazing. As you read this review I can only wish you could see the sincerity in my voice. We were able to buy our first home last July and we owe it so much to our realtor and to Jo! We were placed in the perfect hands! Jo has her Client’s best interest at heart, take a leap of faith and trust me.
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#2 General Comment

Very Honest!

AUTHOR: Melissa - ()


I am extremely surprised and shocked!! How could anyone really say anything bad about Jo Guthrie??? My goodness, our family has been extremely blessed with the JAG company services...3 times in the past 14 years...WHAT!!! Yes, we have! We first purchased our home in the year 2000. Our first experience with JAG Realty and Jo Guthrie. It was such a blessing to have crossed paths with Jo.

Our 2nd time with this company was in 2007 (refi)..NO problems again...nothing but wonderful, honest hard work. Now, we just closed last week with Jo Guthrie again...we will always come back to Jo for our lending/mortgage needs. I have had faith in Jo since 2000, not really caring what this report says...I have the experience and pleasure of sleeping well at night..knowing Jo will work and work...to get the job done..Thanks Jo Guthrie...you are an Angel!!

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#3 REBUTTAL Owner of company


AUTHOR: Jocelyn - ()

In more than 20 years of doing business as a mortgage and real state professional, I have always had a stellar reputation.  Neither my Company nor myself have ever owned or participated in the business of Property Management . We have never advertised properties for rent on Craigs List. Further more we have never owned any properties that were used for rentals. 

The author of this report titles the report Bait and Switch Interest Rates when the article clearly has nothing to do with this.  I have never practiced deceptive loan practices. My record with the Department of Real Estate and National Mortgage Licensing System (NMLS) is exemplary.
YOU CAN FIND THIS ORIGINAL POST COPIED IN ITS ENTIRETY at http://abclocal.go.com/kfsn/story?id=9087200. The names and locations were changed to falsely incriminate myself and my company.
Clearly I AM BEING EXTORTED! There have been numerous articles posted in a one week period that are completely FRAUDULENT! 
I have never had a complaint filed against me or my company. It's a shame that the author would go to such lengths to destroy a company and the owner's reputation.
Unfortunately most people won't take the time to verify the authenticity of these articles. Innocent people like myself fall victim to these forms of EXTORTION! This is a travesty! 
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#4 General Comment

With great power comes great responsiblity

AUTHOR: John Cho - ()

Ripoff report is an amazing service and allows the voice of the people to be heard.  Personally, I'm grateful for this service.  However, there are some people that know how to work the system and will post frivolous complaints as a form of extortion.

That this post for example.  You can find the original post copied in its entirety at http://abclocal.go.com/kfsn/story?id=9087200.  Just the names were changed.  This person is being extorted by the poster and I guarantee that other posts that suddenly  appear are from fabricated accounts.  It's a shame that such a powerful tool that is used to protect us can actually be used in such a fashion.

No one ever takes that time to research frivolous posts such as these and if they do the damage has already been done.  Like having relevant Google searches the same stands true for Ripoff report.

Without a doubt this is a fraudulent report filed.

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