J.D. Byrider Repo'd My Car When Loan Was NOT in Default Marietta Georgia

I purchased a Pontiac Sunfire from JDByrider in Marietta, GA on 9/29/08. I visited the dealership two times and did not like what I saw -- numerous cars being towed back into the dealership not running and each time, was not able to speak to the Financial Manager at my scheduled appointment time. I was left for hours and then sent home because no one was available. I then got a third call from the sales rep who was trying to meet month's end who said he would take a $100 down payment. I went back and was "processed" with an additional $500 in down payments due before the car loan began. I made all the loan payments and was continuously treated like a second class citizen by the loan company -- CNAC.

While out of town working on a job project in Tampa, FL, I walked out to the parking lot on Monday morning 11/9/08 to find the car gone. Being in a different city, I believed the car to be stolen. I called the loan company to find out that a security company -- Night Hawk Security -- called them on that Sunday and said they found the car abandoned on the side of the road.

J.D. Byrider put in an order for repossession even though the car loan was NOT IN DEFAULT! Turns out the Security/Repo company saw the out-of-state J.D. Byrider tag and later told me that is how she makes her money. However, dealerships in Florida give their customers a state-issued temporary tag which is immediately entered in the system. The women at Night Hawk Security also is charging impound fees and wanted me to pay $20 to get my possessions out of the car which I have no intention of doing. This is evidence of who J.D. Byrider does business with.

The Pontiac still had the J.D. Byrider tag because the dealership never processed the title in Georgia. The DMV told me throughout the month of October that it was not processed so I could not pay for or pick-up the tag. I was very close to cutting through the bull by giving a Power of Attorney to a business associate in Georgia while I worked in Florida. Yet, I was not fast enough before they took the car.

J.D. Byrider also still is debiting my bank account for car payments, even though they have been told to stop. I have also told them I did not want the car and I do not want to be in the middle of J.D. Byrider and Night Hawk Security. And I absolutely do want to be responsible for paying for a car I do not own!

Dawn K
Odessa, Florida
U.S.A.