Jim/James Kelley Smith AKA AdvantEdge Financial Solutions, Inc. J I M K E L L E Y JIM KELLEY SMITH AdvantEDGE Financial Solutions L I F E iz G O O D SmartCARD / App / Wearables / Mobile Bank 855 - JUZT DOIT EMPIRE STATE BUILDING 350 Fifth Ave New York City, NY 10018 May the road rise up to meet you.  Bank New York City New York

Beware!  Beware!  Beware!

Jim/James Kelley Smith Con Artist Extraordinaire.

His bogus company AdvantEdge Financial Services, Inc. which no longer has a valid website, claims to be an actual issuer of branded debit/credit card platforms for businesses that are interested in not only promoting their branding but also gaining financial reward in a "Partner" Share Agreement with the fee's that will be generated from the useage of these cards on a monthly basis.  The standard deal demonstrated by Mr. Kelley is a 50% Revenue Share to the Client and a 25% Retention to the Marketer who initiates the relationship.  My company was a Marketing Services Representative of Mr. Kelley's company bringing him numerous potential clients as well as other marketers that could bring a volume of qualified client prospects by forming a team of merketers under the contractual relationship that was already in place between our two companies.  Many, many prospects were presented to his firm and (1) was actually accepted and funds were transferred to his company in the amount of $30.000 to produce a branded debit/credit card for this client.  Nothing transpired except excuse after excuse as to the non-suitability of the client and the eventual non-issuance of this client branded card platform.  When approached to refund the previously submitted funds due to his cancelling out of his companies interest in pursuing the fulfillment of the contract, he produced nothing but excuses and outright lies as to the return of these funds.  As of the date of this report these funds are still in his hands and he has remained silent to repeated emails demanding the return of the funds.  

This has prompted me to contact Master Card and inquire as to whether or not he is an ACTUAL issuer of these branded cards with the Master Card LOGO prominently displayed along with his supposed Co-Branded Logo, Life Iz Good.  Master Card, Fraud and Compliance Division of their Global Headquarters in Purchase, NY has never heard of him and they have no record of ever issuing him an Issuer's Licensing for the Master Card Brand.  I am still in communication with Master Card Corporate and will continue to do so until we get to the bottom of who Jim/James Kelley Smith and his numerous companies really are.

Over the more than a year of our business relationship, he claimed companies as clients, such as Amazon, d**k's Sporting Goods, Monster Driink, Salesforce.com, The City of New York, Parking Concession, just to name a few and the stated number of cards that he had issued and on the streets numbering 63,000,000 not just in the United States bur also Internationally Issued Cards as well.  He claimed to be an actual FDIC Virtual Bank with imprintation onsite of producing cards through imprintation machines that were provided to him by his issuing banks.  None of this has been verified and at best is all the HYPE of this man as he defrauds not only his clients but also his marketers who were in a contractual and more importantly TRUSTFUL relationship wth him.   Oh, yes, he is a nice guy, he picks up the tab, spends two weeks with you at his expense to conduct client meetings jointly and meetings with potential team members who will market his supposed cutting edge product lines and then when he leaves you and flys back to the BIG APPLE.  Nothing I repeat, NOTHING transpires as he claims that he is busy closing BIG DEALS.  This man is a liar, a coniver and an outright FRAUD.

I will be posting subsequent posting on this man as my investigation into his background continues with the legitimate credit card companies that he claimed to represent and in the meantime, stay away from this man and his companies.

He is a RIP OFF!

Jim/James Kelley Smith AKA AdvantEdge Financial Solutions, Inc. J I M K E L L E Y JIM KELLEY SMITH AdvantEDGE Financial Solutions L I F E iz G O O D SmartCARD / App / Wearables / Mobile Bank 855 - JUZT DOIT EMPIRE STATE BUILDING 350 Fifth Ave New York City, NY 10018 May the road rise up to meet you. May the wind be always at your back. May the sun shine warm upon your face; the rains fall soft upon your fields and until we meet again, May God hold you in the palm of His hand. This Email / Fax communication, including any attachments, may contain AdvantEDGE Financial Services LLC, Juzt Do it LLC / JDI Companies,confidential information and is intended only for the individual whom it is addressed. Any review, dissemination,or copying of this communication by anyone other than the intended is strictly prohibited. If you are not the intended recipient, please contact AdvantEDGE Financial Services LLC, Juzt Do it LLC, by reply email / Fax, delete and destroy the original message. Branded Debit/Credit Card Issuer that Demands Upfront Funds and Poses As An Actual Issuer of MasterCard and Virtual FDIC