It has been about 8 years since JK Harris ripped me off. I have been fighting back against JK Harris and Monica Linder ever since. The Massachusetts Attorney Generals office just called me about a month ago to ask if my claim against JK Harris was ever satisfied. that was 6 years to late. They where about to file charges against JK Harris, but JK worked out an agreement befre hand. That makes about 8 states that have filed against JK Harris, having no effect on the way they do business.
I have suggested that people file complaints with the Post Office, for Mail Fraud, and I have filed a brief with the Justice department, (I am not a lawyer). However, the most effective way to get your money back, is to take them to small claims court. Most, but not all the time it works. The success rate is probable 99%. It is up to you. If you put the effort into it, you will perservere. Small claims works best, for ususally the amount is less than the limit for your state. Most states it's $2500-$5000. HOWEVER!!!!
File a claim in small claims court. Name JK Harris as the defendant, and the sales person as the codefendant. You must name a sales person as the cofendant, or you will not collect your money. Use the address where you met as the serving address. JK will not appear in court to fight the claim, for should they, they would have to explain why they haven't performed, and why they screwed you. "IMPORTANT"...When you go to the hearing, ask the court for "TREBLE" damages, (3x's) the amount owed.
Tell the court about how they have caused you grief, agrivation, and financial hardship. You will receive a judgment. Send a certifeid letter to JK Harris corporate, demandingpayment of the judgment, stating that should it not be paid as ordered by the court, that you will seek a "CAPIAS". That is an arresst warrant naming the sales person. Thirty days later, you will have to go back into court, for the Capias, send a copy to JK corporate, and to the sales office, and ask them where it woould be most convenient to be arrested, you should receive your money at this time.
Should the amount exceed the limit set by small claims, then you would have to file in Superior Court. that is usually for amounts in excess of $25000. You can represent yourself, but it is a lot more work and effort. However, JK has to send an attorney to court to represent the company, which can cost them a ton of money.
Your choice, fight back, of live with the loss.