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Report: #1222453

Complaint Review: Joe Minas Pagsisihan - San Diego California

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  • Reported By: DisgruntledinDiego — San Diego California USA
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  • Joe Minas Pagsisihan 7th Ave.and Beech St. San Diego, California USA

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Joe Minas, as he is most commonly referred to is nothing more than a pathological liar and con-man.  He has already been sited on this site for his lies and cons and I, unfortunately was another one of his victims.  He comes off as good natured and puts on a facade that he's "from the streets, where his word is his life," but his word is never further from the truth and he needs to be sent to the streets and the dumpster where he belongs.  Do not trust this liar, do not befriend this liar, and do not do any business whatsoever with this liar - you'll only be fooled, as he's done to many before me.  This man has made off with approximately $10k of my money as well as benefitted financially from me and my friendly acts towards him.  Don't be fooled as I was.

Here is the synopsis for events that have transpired between myself and Joe Minas:
 
I befriended Joe in January of 2014.  Joe managed an autoshop called "Dragonfly Automotive" that he told me he bought into a 30% stake with his mother and sister, Jenise.  He also claimed to co-own a body shop in Chula Vista at the same time, although he never provided me with a name of the shop or any information regarding business dealings there.  At the end of February 2014 he asked me for a loan that he needed for "parts for a Bel Air" he was working on at his body shop.  He stated he needed $5,000 to purchase the parts and that the job would be done "in no later than a few weeks" to pay me back.  In good faith of my "friend" and in a vulnerable position from a hard breakup with my ex. I loaned him $5,000 thinking it would be a quick turnaround.  I started asking for payments back on this loan in late March, to which the reply always became "I'll have you next week" or "I'll get a loan from Sinaloa (as he claimed he had some affiliation with the drug cartel there and they would front him the money to pay me back)"
Coinciding with the dispute over the loan was my 2006 BMW 525i, which began having serious transmission issues at the end of March/early April.  He claimed he could help me in regards to the vehicle by sub-leasing the vehicle to someone who would put a down payment on the car as well as pay my monthly payments.  The down payment he claimed he would get would be enough to fix the transmission and still have $2,000 left for me as a verbal agreement.  This sounded like a great idea, as he was my friend, autos were his industry and I had no reason not to believe him at this point in time.  I needed the money that I presumed would go towards a downpayment on a new vehicle.  After a short period of time he said his girl friend "Monica" didn't have the credit to purchase a car on her own and needed something badly.  Joe stated she would put down $5,000 as a downpayment, part of which would fix the transmission, the rest would be for me and a small amount for him for the transaction.  I never sawa  sub-lease agreement, never saw a single dollar from the transaction, and Monica ended up having my car for a little over 3 months.  Not one payment was made to me and I kept getting a different story everytime from Joe about when or if I'd get any money.
 
Monica later relinquished the car and Joe kept telling me he'd find somebody else for it and that the same deal would apply, in terms of a downpayment going to me and my monthly payments being paid off.  I let things slide for a few months as my credit kept taking a major hit from payments not being able to be made on my end as Joe convinced me to buy another car at the time and I had to focus on making payments on that vehicle(a car he made money off of yet still didn't offer to pay any amount owed to me with).  By October he mentioned to me that his friend, Josh had subleased the car and had it since the beginning of September.  This was news to me, and when I asked about details of the exchange, Joe told me that Josh gave him a $2500 downpayment as a check, which later bounced.  Josh as well as another witness have told me that $2500 in cash was exchanged for the vehicle - after all, who let's go of a car without getting any sort of money at all, even if that money is then going to be held from me by Joe.  
 
Again, I was left with no sublease agreement, no records that a check bounced, nothing.  This is when I started questioning the motives of my "friend."  It took me a month for me to obtain a lease agreement from Joe.  I had discussions with Josh by early November which made me believe Joe gave him my car for $2500 and only $200 monthly payments, when the payments were $451 through wells fargo dealer services.  I was behind furious and demanded the sublease from Joe.  I went to his house one night, and he dodged me when I asked for the agreement.  He took a shower, I looked in his briefcase and see an agreement with HIS bank account information for transactions to be made as well as $200 monthly payments, despite him telling me and assuring me he signed off for $400 per month(still wrong,  but a better lie in his defense).  I said nothing to him as he got changed and when he got upstairs I asked to see the agreement.  He dug through his bag for a little while, and while I wasn't looking, clearly wrote a "4" over the "2" and said it was like that all along - $400 per month.  It was an obvious lie, which I caught him in and I now think he took money from both Monica and Josh, pocketed the cash as well as took monthly payments from them - why else would he wait so long to show me an agreement with my car and his bank account information on it?
 
So now, my credit is torched, the car I had to track down myself in Mexico and finally, got it back only 1 month ago after chasing down Josh with it for months. Time taken to deal with this fiasco is too much to count, let alone the stress and angst I've dealt with on a daily basis dealing with this con-man.

This report was posted on Ripoff Report on 04/14/2015 03:10 PM and is a permanent record located here: https://www.ripoffreport.com/reports/joe-minas-pagsisihan/san-diego-california-92101/joe-minas-pagsisihan-joe-minas-ja-motors-jay-pagsisihan-joe-minas-pagsisihan-is-a-con-1222453. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
2Author
3Consumer
4Employee/Owner

#9 REBUTTAL Individual responds

same here

AUTHOR: somebody - (United States)

POSTED: Tuesday, August 14, 2018

i got scammed out of a couple thousand bucks by this piece of sh* in 2014. sad to see that karma has not caught up with him, unfortunately i deleted many of the email conversations with him back then because it irritates me to no end, but i do have his business card and so-called signed papers, count me in if you guys want to bring this a*clown down

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#8 REBUTTAL Individual responds

Important

AUTHOR: zachary_mark - (USA)

POSTED: Tuesday, February 07, 2017

Hello I am glad to see all your responses on here but it is really important that I get all of you to contact me as I have a huge case against Joe but the DA and the Fraud detective service department working on this case with me and the 4 guys I am working with need more evidence and info.  So contact me on my email and the more info we have the faster we  can take this dirt bag scum down.  I have alot of info and his wearabouts right now.  

Again my email is zbraun615@gmail.com  I am the most recent victim with a loss of $9200 but we have some hard evidence to take him down now. 

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#7 REBUTTAL Individual responds

please contact me

AUTHOR: zachary_mark - (USA)

POSTED: Thursday, February 02, 2017

Hi I am a vicitm working on a case with a group of individuals scamed or robbed by joe.  Please email me if you are interested in joining as witnesses on the case I have built agains him.  

zbraun615@gmail.com  thanks

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#6 Author of original report

Hopefully this info helps...

AUTHOR: - ()

POSTED: Monday, January 11, 2016

Your best bet at finding that jacka** is Shanna Lowder... Ig - @shannannagins,shannalowder6@yahoo.com.  She somehow keeps in touch with that m****.  I don't know why, but she does.  The email he for sure uses is socalvip310@gmail.com.  If he's still in San Diego you'll find him seeding around downtown at the Hookah Lounge, DIVAN.  I wish I can offer up more information but that p***k just makes my blood boil and I've had to let it all go.  If there's anything I can help with feel free to message me at vipsensclub@gmail.com.

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#5 Consumer Comment

We just suckers that's all

AUTHOR: RN - (USA)

POSTED: Sunday, September 27, 2015

Oh, He got you too? Join the club. Sounds like Joseph Minas Fagsisihan is a clepto-maniac. He robs people of their hard earned monies and acts like his sh*t doesn't stink. He's a punk. A sh*tty person who takes advantage of others. Joes address was listed on one of these blogs. He's downtown off of Beach Street last I heard. He's a clown who belongs in a circus. A lot of people are looking for that guy. His sh*t is all over the int. I think back to the 20k I loaned him. And think back to all his cowardly excuses and it sickens me. He's a punk who belongs in a circus under a tent. F*ck that guy and the horse he rode in on.

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#4 REBUTTAL Individual responds

Joe Also Stole Money from me ..Pls if you have any information on Him

AUTHOR: James - (USA)

POSTED: Thursday, September 10, 2015

Joe stole money from me! Using one of those same story. Claimed to need money to buy a car that he was making alot of Money on. Basically, I'm trying to gather as much information on Hi,m so I can find him.( He changed his number). I check every few months to see if any new information is out there about him  and ur post keep up. Its been years since he stole my money but I want to find him. If you and anyone has a house address or work address or a recent phone numbers. anything that would help me track JOE down. Please let me know Thanks! 

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#3 Consumer Comment

Stolen, Thief, Swindler, Cheater, Liar, inhumane

AUTHOR: RN - (USA)

POSTED: Saturday, May 16, 2015

Joe Minas Fagsisihan decided to swindle you and me. He got me for over 21 thousand actually. The loan agreement that we had both entered into was for over 30k that he was suppose to get me back on. The excuses he used with you shares the same grotesque similarities. Excuse with Belair? He used same one. But different car. He even used his own car. Cartel names etc. It's wrong! Because no man who's any man stands for this. But he does. He stands on behalf of his entitlement. In one year I never received one penney towards the 30 plus k he owes. So I guess he didn't have a penney in one year. He spent it on himself. His actions on changing check numbers sounds very familiar as well. It just makes him look like an a#×hole to anyone. Especially anyone reading this. He sent me a picture of poor kids in the very beginning before I even loaned him money and said he coaches DOWN SYNDROME KIDS IN BASKETBALL. He said. I'm a good guy? I thought he was and loaned him the money. He signed his last name scribbled on Loan Agreement so I had a hard time of figuring that out. By the time I figured this out it was too late...:( He got me because I screwed up. He kept borrowing money and kept asking for more and more to Milk the Cow as much as he could. Before his 1st payment? I learned my lesson. I just think my lessons were very inhumane because they came from an inhumane person. Scam artist Gypsy.

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#2 Author of original report

Lying, cheating and stealing by Joe Minas will never prosper in the long run

AUTHOR: - ()

POSTED: Thursday, May 14, 2015

There is nothing for you to be sorry about to me.  I had heard about you through a mutual friend of ours, as we are apparently only a couple out of a handful which he has cheated, lied, and stolen from in pretty significant fashion.  We, unfortunately were the two worst cases, from what I've heard.  The crazy thing about the entire scenario is how he continues to weasel his way through life seemingly undeterred by his actions.  I've been trying to get legal counsel to go after him but with the financial damage he has done to me, I can't afford it just yet.  I will be going after him through the court system soon, though.  I don't care if I see one penny from him at this point.  He simply deserves a taste of his own medicine.  He deserves to suffer as we have and for it to be publicly known what a horrible cheat and deceptive person that he is.  

He should be run out of town, and I hope to make his life a living hell, as he's done mine.  He pretended to be my friend.  He used me to gain access to people he would not have had access to without me and he's going to get a swift dishing of karma in the worst way.  I assure you this.  I hope there is someway I could reach out to you when the time comes and would even be willing  to include you in any proceedings at my cost- you wouldn't need to do anything more than to share your story.  I wish this had never happened to either of us but, life will go on, and justice will be ours.  At least we can rest easily at night knowing we have a giving heart and clear conscience- that's surely something to be thankful for.

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#1 Consumer Comment

Thief, Stolen, Robbed

AUTHOR: Rn - (USA)

POSTED: Tuesday, May 12, 2015

 Sorry to hear about your dilemmas with that guy Joe. He stole over 20k from me. I noticed that he got you a month prior. And it's ironic because the Man had 20 plus thousand to pay you in late March when he was suppose to start on the payments with your loan. I feel badly that this guy took advantage of a friendship and stole from you as he did with me. Money is not as important as a friendship. I never did get close to Joe because I new what he was about several months into the loan that we entered into. What he's done to us is really just the icing on the cake. There's plenty more out there. As far as your credit being torched? Join the club. Joe not only ruined my credit but he has hurt my family and wrecked my health. I explained to Joe that he has took food off my table and my families. It didn't matter to him. Not a penney paid back? He has no remorse for being an upstanding citizen, or he would of made some effort to pay you or me? Instead we both suffer because of someone else's wrong doing. Money to me has never been that important. To others it's their world. And they will take, lie, commit fraud etc to make them number 1. It's about them. I stuck it out for a while. And I finally figured out that my health is far too more important then a Joe shmo GYPSY MAN who decided to swindle. I lost over 25 pounds last year due to the STRESS. It hasn't got any easier. Joe set me back over 40 thousand last year. His entitlement is far greater then yours or mine. Some people truly believe this, if they didn't? Then we would of been payed a payment. Again. I feel you. And i feel your stress. I'm sorry the Man isn't a stand up guy like most people are. Sorry.

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