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Report: #681776

Complaint Review: J.P.Morgan - New York New York

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  • Reported By: Chandra — olympia Washington U.S.A.
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  • J.P.Morgan 270 Park Ave. New York, New York United States of America

J.P.Morgan J.P.Morgan Chase Bank Fraud, Withrew my SSI for past debt without court order and without notice New York, New York

*Consumer Comment: chase ripoff

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I just opened a checking account at chase on Dec 31, 2010. Jan 11, 2011 I got a text saying my account was 0. I knew I had enough to cover 3 months rent plus some. I went online to check and the rent check cleared but the rest was being transfered to another account. I don't have another account

So I called them. The guy said he was transferring me to someone who knew more about the issue. It was a woman. All she said was it was regarding an account I had with WAMU in 2007 not being paid. I told her it was paid, TWICE!. The lady woudln't say anything except there was nothing she could do about it. I told her it was SSI money and she still said there was nothing she could do. I was having a panic attack and choking, I was freaking out. Also, I was NEVER informed while being on the phone, that this lady that I got transfered to was from a collection agency. I thought she was the bank.

The bank screwed up and allowed some company to withdraw money 3X's in one month. Even AFTER the bank put a stop on that company. IT messed up my account but this was the second time this had happened within 1 month. They took some fees off the first time and I paid the rest. The second time he wouldn't do anything even though it was their fault. I closed the account.

I don't remember how that account got paid but it was one of two ways. I either paid him at that time, or paid it in 2009 when I got my SSI settlement check of which I paid off a lot of past debt.

I since moved and lost a lot of my stuff including documents. But, I do have a copy of all 3 of my credit reports and there is NOTHING from IC Systems, (WaMu's debt collector) JP Morgan, or Chase. Only a couple things that I paid are still on their saying paid debt, the rest that I paid are no longer on the reports.

Since last night, I have sent a letter to my Attorney General, the Federal Trade Commission and the Bank letting them know what they did is illegal and against the law. They are full aware that the income that was in that account was SSI.

Today I received a letter from the Attorney General saying they forwarded myletter to theComptroller of the Currency Administrator of National Banks.. Bank Fraud...On that site it states garnishments cannot be taken without court judgement, and notice, and Certain Government checks cannot be garnished like SSI and Social Security of which that is what my money was.

I got no notice from the bank or anyone else. Monday I checked my account and it was fine, Tuesday, it was stollen.

This report was posted on Ripoff Report on 01/12/2011 02:28 PM and is a permanent record located here: https://www.ripoffreport.com/reports/jpmorgan/new-york-new-york-10017-2070/jpmorgan-jpmorgan-chase-bank-fraud-withrew-my-ssi-for-past-debt-without-court-order-681776. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

chase ripoff

AUTHOR: Arlene - (U.S.A.)

POSTED: Wednesday, January 12, 2011

This same thing happened to a friend of mine but with B of A. According to Federal Laws no one but the IRS or other federal agencies, like federal student loans (and that is with a court order) garnish or take away your social security checks. And if the person is under poverty level and receiving supplemental help and medicaid then not a penny can be garnished.

Private companies cannot take any SSI money.

But if you owe a credit card debt to the same bank that you have your checking account, they can intervene it and take out all you have unless you can prove it was SSI money.

This was a collectionagency that took out the money without permission and not the bank, so this is illegal without a court order regardless of how you got it.

The best advice is do not have a credit card with the same bank you have your checking account. And be aware of any mergers and change accounts quickly to avoid tragedies.

All these major banks are crooks, whether its Chase, B of A or Citi. Their moto is to follow unlawful practices that ruin consumers and fill their pockets.

Get a checking account with a credit union. We should all get credit union accounts and ditch these crooks. I did and its great.

SHAME ON YOU CHASE!!!!!!!!!!!!

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