Juniper Card/ Barckay Bank Senior Citizen Ripped off By Juniper/Barclay Bank Philadelphia, Pennsylvania

I have had a juniper card for 3 years now. Have never been late with a payment which I pay off in full every mo pay thru my bank on the day I want. I made my payment on the 8th thru my on line banking and it was not posted to my account by juniper till the 16th which made my payment late from the 10th which when I got to looking had been moved up from the 11th due date. I was charged 39.95 late charge then a 2.00 interest charge and now they have raised my APR up to 30.24%. These people are about as low as a person can get. My card is being canceled they will not get anymore of my money. Do not do business with these people.