Received call from "unknown number" saying I qualified for $5000 loan. Gave name of Kevin Rogers with CashNetUSA...told him I was not interested in any "payday" or "title" loans as the interest is ridiculous. Kevin assured me this was not one of those and that I qualified for straight loan. When I asked the APR, he said between 8 and 10%. Sounded great.....so I asked how much the payment would be on a six month or one year loan. He gave me figures and after assuring me that the payments were principal and interest and the loan would be fully paid after the agreed term, I was interested so I asked for him to email me the loan contract for my approval. Seems that is not possible until I have gone to WalMart or CVS or grocery to fund a money pac card with $450. Then I was to call him and read the number off to him so they could verify that I could pay this loan but they would not take any of the money out, only for verification purposes that I had sufficient income to handle the payments. After one to two hours, I would then see $5000 in my bank account. I continued to insist on seeing the contract which he assured me would be sent as soon as they verified my ability to repay the loan by purchasing and funding the money-pac card. I told him that really would not prove any income. He told me they have an A+ rating at the BBB, which while talking to him, I was checking, told him I could not locate any such business in Florida. I began to truly see this was squirrely so I pulled up RipOff Report and found many complaints, however seemed con artists were using CashNetUSA name but in no way connected. I found Kevin's name to be prominent in some of the reports. I mentioned this to him and he told me there are so many scams out there that now, we have been issued our private number so scammers would not be able to pass themselves off as the true CashNetUSA. I asked him how would I know he was not one of the scammers. Of course, he reassured me but I ended the conversation saying if I were interested I would call him back. I found the Chicago Ca$hNetUSA and a phone number and called. They assured me this was not their application or representative, as they do not operate in my State, nor do they operate in Florida and never ask for applicants to purchase money-pac cards and call them with the information. Then she transferred me to fraud department, where I left my name and phone number. Always contact the company they say they represent to see if that is true.