Lead Masters Insurance Marketing And Financial Network, Inc., dba Life & Annuity Masters Insurance Marketing (“LAAM”); David Ellis (“David”); and Nancy Ellis (“Nancy”) – Simi Valley, California | Notice: Ripoff Report VIP Arbitration Decision: A neutral and independent Arbitrator has determined that the following Report contained one or more false statements of facts. The false statements have been redacted as ((Statement REDACTED as false pursuant to Ripoff Report VIP Arbitration)). | ((Statement REDACTED as false pursuant to Ripoff Report VIP Arbitration)).

RIPOFF REPORT VIP ARBITRATION - SUMMARY OF ARBITRATOR’S DECISION

Lead Masters Insurance Marketing And Financial Network, Inc.,

dba Life & Annuity Masters Insurance Marketing;

David Ellis and Nancy Ellis, collectively Complainant

v.

Account Killer (Karma) , Author of Report #1467410

Lead Masters Insurance Marketing And Financial Network, Inc., dba Life & Annuity Masters Insurance Marketing; David Ellis and Nancy Ellis, (the “Complainant”) through Ripoff Report’s VIP Arbitration Program has challenged the truthfulness of certain specific statements (each, a “Statement”) posted by Account Killer (Karma) (the “Author”) on the Ripoff Report website at www.ripoffreport.com at Ripoff Report #1467410 (the “Report”).  The Complainant denies the allegations. Author did not provide a response to this matter upon invitation. Therefore, in accordance with the Ripoff Report VIP Arbitration Rules (the “Rules) the Author waived their right to participate in this Arbitration. By submitting a Report on the Ripoff Report websites, the Author agreed that a dispute over this matter may be submit by the Complainant to the Ripoff Report VIP Arbitration Program.

In accordance with the existing Rules at the time of this Arbitration, the Arbitrator was asked to decide whether the challenged Statements were an opinion or a fact. If, and only if, the Statement was determined to be a statement of fact, the Arbitrator was asked to further decide if, by a preponderance of the evidence, to determine if the Statement was true or false.  If the statement identified by the Complainant is determined to be an opinion, no determination will be made as to that particular Statement because an opinion cannot be determined to be true nor false.

In this case, because the Author did not appear and participate in the process, the Arbitrator had only the evidence submitted by the Complainant to consider. The evidence submitted included Ripoff Report #1467410, Complainant’s Arbitration Statement, prepared by counsel and also sworn to by David Ellis and Nancy Ellis, along with 11 supporting Exhibits (collectively, “Supporting Evidence”).

Each Statement appropriately challenged by the Complainant has been considered, together with the Supporting Evidence.  The Arbitrator determined that certain statements challenged in the Report were false. Therefore, according to the VIP Arbitration Rules, those statements have been redacted.

Arbitrator rendered the ruling on January 3, 2020.

NOTE: A copy of the full Arbitrator’s Decision is available upon request. Please e-mail arbitration@ripoffreport.com with the name of the Complainant and Report number.

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I worked for this company for several months in 2018.  From my interview process on, everything about the leadership at LAAM Partners Group and their subsidaries (which are not really subsidaries.  ((Statement REDACTED as false pursuant to Ripoff Report VIP Arbitration)).  Just some examples:

• ((Statement REDACTED as false pursuant to Ripoff Report VIP Arbitration)).
• ((Statement REDACTED as false pursuant to Ripoff Report VIP Arbitration)).
• ((Statement REDACTED as false pursuant to Ripoff Report VIP Arbitration)).  Additonally, employees on the team were making comments about those "fags" that were on the website now.
• ((Statement REDACTED as false pursuant to Ripoff Report VIP Arbitration)).
• ((Statement REDACTED as false pursuant to Ripoff Report VIP Arbitration)).
• ((Statement REDACTED as false pursuant to Ripoff Report VIP Arbitration)).
• David Ellis has requested managers in the company to go without pay while he paid the rest of the workforce so that their workforce wouldn't know how bad their finacial situation is.

Lastly, and most importantly, ((Statement REDACTED as false pursuant to Ripoff Report VIP Arbitration)).  He ((Statement REDACTED as false pursuant to Ripoff Report VIP Arbitration)).  In fact, the only time I ever saw her come into the office was to collect money from her husband, David.  ((Statement REDACTED as false pursuant to Ripoff Report VIP Arbitration)).  In fact, ((Statement REDACTED as false pursuant to Ripoff Report VIP Arbitration)).

((Statement REDACTED as false pursuant to Ripoff Report VIP Arbitration)).