Legacy Credit card High fees, they claim they never recieve payments. I get charged for not using the card, they are messing up my good credit. I always recieve a bill either right before or right after the due date. Internet

They always send me a bill right before or after the due date. They want to have a direct deposit. I have no faith in them or to trust them for others claim problems with them. They have high unexplainable fees. They always cut off credit the day before the due date. If you get a hold of a live person, it's not worth your time for they have no clue about anything.  They claim they never receive payments though the bank differs with them. They are quick to phone anyone they can. They are unethical. The fees are out of bounds with industry standards.