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Report: #207365

Complaint Review: Lokey VW - Clearwater Florida

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  • Reported By: Clearwater Florida
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  • Lokey VW 27850 U.S. Hwy 19 N Clearwater, Florida U.S.A.

Lokey VW Unethical methods and liars ripoff Clearwater Florida Florida

*Consumer Suggestion: Credit Bureau

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My son, husband and I went into Lokey Clearwater florida to look at a first car for our son. We looked at a 2006 Jetta and after talking with Andy (finance guy) he convinced us that we should go for a cheaper car because our son although has good credit he has no history to qualify without a co-signer. We sternly said DO NOT do a credit check we were assured that only a credit bureau would be pulled. We explained that our son was going to in a few weeks and will be getting a raise and that his credit card Capital One was offering him an open check loan.

They asked if we wanted to do it there again STERNLY we said NO. We did not want any credit run through. As they offered us what was available in our sons price range we said that sounded ok.

They told us to take the car out for a test drive and to take our time and come back to give them our decision. We took it out decided on the way back to wait and as we got into the office the salesman said oh by the way we ran your credit through Capital One and you were denied.

I was outraged because we were there (3) for 30 minutes telling them no credit check. So then Andy a very cocky man told us how there was no other place that would give our son a car. Very angry I left.

I called the GM Scott, to let him know that behind our backs Andy did what we specifically asked him not to. His response was did he sign a credit app. WEll they told us not to worry we had to sign it to get the credit bureau pulled.

So we went to another dealership and were scared to trust them and they too said the same - sign the credit app so we can pull a credit bureau. When they did they saw that Lokey had shot gunned us to 8 different banks and financial services. They agreed that it was low and unethical and that over half of the places they applied to were not pertinent to our sons financial situation. Lokey VW Clearwater, Fl SHAME ON YOU! You are nothing but lying scumbags.

Cindy
Clearwater, Florida
U.S.A.

This report was posted on Ripoff Report on 08/22/2006 02:27 PM and is a permanent record located here: https://www.ripoffreport.com/reports/lokey-vw/clearwater-florida-33761/lokey-vw-unethical-methods-and-liars-ripoff-clearwater-florida-florida-207365. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion

Credit Bureau

AUTHOR: Baindegael - (U.S.A.)

POSTED: Monday, July 28, 2008

Ironically, I had a car from this dealer with which I was not ecstatic, and I worked at Capital One.

The problem here is a total misunderstanding. A credit check and pulling a credit bureau are the same thing. If you sign a credit bureau form, they will pull the credit bureau. You can talk finance without signing papers, it does, however make it more difficult since it's all speculation dependent upon credit factors.

Capital One is NOT a credit bureau, therefore they didn't pull your son's report from there. They can only pull from Equifax, TransUnion, Experian or Innovis.

If your son is to get financed for a car, and if you're looking at something as new as a 2006 Jetta, finance it for him, or co-sign. Wherever you go will do the same thing... though, they would not assure you that they aren't pulling his credit report.

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