Mechoice Financial - Boca Raton, FL William Doniger Finance loan scam. Brokered loan through Clark Behavioral - deduct from acct; never pay source Boca Raton , Florida

Florida Attorney General Pam Bondi received your email regarding Medchoice Financial. Attorney General Bondi has asked that I respond. I am sorry for your difficulties.

Our office reviews complaints to develop information about patterns of questionable business activities. If we discover a pattern, what originated as a private dispute between buyer and seller may become a matter of broad public interest and thus warrant the Attorney General's intervention under the state's consumer protection laws. We will keep your correspondence for future reference. Please note that our office does not mediate individual consumer complaints.

It appears that you have fallen victim to an advance fee loan scheme. The Federal Trade Commission (FTC) provides information about advance fee loans and instructions on how to file a complaint online at:

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt028.shtm http://www.ftc.gov/bcp/edu/microsites/moneymatters/dealing-with-advance-fee-loans.shtml

http://www.ftc.gov/bcp/edu/pubs/consumer/telemarketing/tel16.shtm http://www.ftc.gov/bcp/edu/microsites/phonefraud/credit.shtml http://www.ftc.gov/bcp/menus/consumer/credit/loans.shtm http://www.ftc.gov/bcp/edu/pubs/consumer/general/gen22.shtm

If you applied for the loan over the internet, I also suggest that you contact the Internet Crime Complaint Center (IC3), which is a combined effort of the National White Collar Crime Center and the FBI to combat Internet fraud. You may reach the IC3 by telephone at (800) 251-7581, or you can visit that agency's website to file a complaint and learn more about Internet fraud:

http://www.ic3.gov/default.aspx

I encourage you to work with your bank to find out about the possibility of having the charges reversed under Federal Regulation "E". If your bank is a member of the National Automated Clearing House Rules Association, that organization's rules permit the reversal of any unauthorized automated clearinghouse transaction if reported within sixty days after the transaction. More information is available online at:

http://www.nacha.org

At the state level, the Florida Office of Financial Regulation (OFR), Division of Financial Institutions, licenses, charters, examines, and regulates financial institutions and financial service companies. I encourage you to contact the OFR for any assistance or information that agency may be able to provide. Contact information is provided below:

Florida Office of Financial Regulation 200 East Gaines Street Tallahassee, Florida 32399-0370 Telephone: (850) 410-9898 Toll-free within Florida: (800) 848-3792 Website: http://www.flofr.com Complaint Forms: http://www.flofr.com/Consumer/Complaints.aspx Verify A License: http://www.flofr.com/Consumer/Verify.aspx

Another potential resource of assistance may be the Florida Department of Agriculture and Consumer Services, Division of Consumer Services (DACS). DACS serves as the clearinghouse for consumer complaints and has a voluntary mediation program to assist individual consumers. You may contact DACS at:

Florida Department of Agriculture and Consumer Services Division of Consumer Services 2005 Apalachee Parkway Tallahassee, Florida 32399 Telephone: (850) 488-2221 Toll-free within FL: (800) 435-7352 Website: http://www.800helpfla.com/

You may also wish to contact the following consumer organizations:

Federal Trade Commission Toll-free: (877) 382-4357 Website: http://www.ftc.gov

Better Business Bureau of Southeast Florida (serving Miami, Ft. Lauderdale, West Palm Beach areas) Phone: (561) 842-1918 Email: info@wpbbb.com Website: http://www.seflorida.bbb.org/

Palm Beach County Consumer Protection Office Phone: (561) 712-6600 Website: http://www.pbcgov.com/publicsafety/consumeraffairs/

Finally, Florida's Deceptive and Unfair Trade Practices Act provides individuals with a private remedy to bring an action for damages, attorney's fees and court costs. You may wish to consider consulting a private attorney for any legal guidance you may need. If you need help finding a lawyer, The Florida Bar offers a Lawyer Referral Service which you may contact toll-free at (800) 342-8060.

Thank you for taking the time to share your concerns with Attorney General Bondi's Office. I hope you find this information helpful.

Sincerely, Beverly Bailey Office of Citizen Services Florida Attorney General's Office PL-01, The Capitol Tallahassee, Florida 32399-1050 Telephone: (850) 414-3990 Toll-free: (866) 966-7226 Website: www.myfloridalegal.com

PLEASE DO NOT REPLY TO THIS E-MAIL. THIS ADDRESS IS FOR PROCESSING ONLY.

To contact this office please visit the Attorney General's website at www.myfloridalegal.com and complete the on-line contact form. Again, thank you for contacting the Office of the Florida Attorney General. ________________________________________________________________________

INTERNET MESSAGE RECEIVED BY THE ATTORNEY GENERAL'S OFFICE ON 11/22/2011

If you have recently financed a loan through Clark Behaviorial or Medchoice Financial and you are discovering that although Medchoice Financial is deducting payments for your loan through your banking establishment and HAVE NOT paid your beahvioral clinic/docotr or provider; please we encourage you to do the following. There are several hundred people that we need to find and help build our case against these establishments and receive our funds

Step 1. File a complaint with:

www.flofr.com

Step 2. FIle a complaint at http://finance.idaho.gov/Complaint.aspx This is for the Idaho Dept of Finance. File under consumer lender.

These organizations and our personal contacts at this organizations need these steps to be followed so that our contact at the Department of Justice can begin their investigation.

DO NOT POST ANYTHING ON FACEBOOK OR ANY OTHER SITE.... THEY CAN NOT HELP YOU