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Report: #212357

Complaint Review: Mega Life And Health Insurance - North Richland Hills Oklahoma

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  • Reported By: okc Oklahoma
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  • Mega Life And Health Insurance 9151 Boulevard 26 North Richland Hills, Oklahoma U.S.A.

Mega Life And Health Insurance legalized extortion-please beware North Richland Hills Oklahoma

*UPDATE EX-employee responds: Get your money back

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First of all, we all know health insurance is a big scam anyway.They are all crooked in their own ways but mega literally has ruined my life and forced me in to bankruptcy.I am a healthy 25 yr old nurse that had a common illness requiring minor surgery.Because of complications from surery,i was hospitalized for a month.Something that could have happened to anyone.
My monthly premium was $144.00 for a non-smoker and without maternity benifits.I was never sick but once in that unfortunate situation,i saw what they were made of.The reason you can see whoever you want or have anything done is because they just wont pay for it so they dont care.

Not only have they not paid one dollar of my six figure bills,they have told the hospital they didnt pay because I am withholding info they still need from me.Yes,information they need from me.Why on earth would i withhold info that would enable them to pay my bills and prevent me from filing bankruptcy? They have not made any attempts to contact me so this was news to me.And dont think its just major bills they try not to pay,no they dont want to pay for ANYTHING! I ended up in the same boat as if i had no coverage at all.

I could go on and on about my situation and it has been such an unbelievable nightmare i dont even know where to start.Even my doctors and financial case workers at the hospital are in shock of this company.They say they have never seen anything like it.Thats bad when a health care worker is shocked about a insurance companies practices.

The main thing i cant stress enough is the fact that they just wont pay for anything.Minor, major, routine,seldom,it does not matter.My doctor personally called them on several occasions. Im not here to tell you who to get coverage from but i will tell you whoever you choose can not possibly be worse than choosing mega.They are a scam.

I would not wish what they have done to me on my worst enemy.They are performing legalized extortion.I also have no respect for anyone who can be employed by them.I would like to just try and understand how they look themselves in the mirror everyday and how they can take any pride in the work they do.The only peace i have is my faith in god and knowing that he will deal with mega in his time.

Krista
okc, Oklahoma
U.S.A.

This report was posted on Ripoff Report on 09/23/2006 12:55 AM and is a permanent record located here: https://www.ripoffreport.com/reports/mega-life-and-health-insurance/north-richland-hills-oklahoma-76182/mega-life-and-health-insurance-legalized-extortion-please-beware-north-richland-hills-okla-212357. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 UPDATE EX-employee responds

Get your money back

AUTHOR: A - (U.S.A.)

POSTED: Monday, October 23, 2006

If you were paying your monthly premiums, you are to have your insurance. If your contract or policy was incomplete (a very good possibility knowing some of the agents), MEGA is to deal dirrectly with you after the agent turns in the application. By MEGA continuing to accept and deposit your premiums, while knowing the app was incomplete or you would not have coverage is an excellent base for legal advice. Go get your money back from them, or make them pay the entire bill, everything that we as agent were told they would pay, but in real life stories they refuse to.

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