Report: #639207

Complaint Review: Mercantile Adjustment Bureau - Sanborn New York

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Ripoff Report is Xcentric Ventures

Submitted: Thu, September 09, 2010
Updated: Thu, September 09, 2010
Reported By: Amber Garnet — Santa Fe New Mexico United States of America

Author Not Confirmed

Why?

Mercantile Adjustment Bureau 6341 Inducon Drive East, Sanborn, New York United States of America

Phone: 877-764-3252
Web:
Category: Collection Agencies

Mercantile Adjustment Bureau Mercantile fraudulent collection action Sanborn, New York

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This organization is a complete rip-off. They called me insisting that I had a debt from an account I used solely for debit card purposes. A woman, Lisa, claimed that I had insufficient fund charges on the account which with penalties and interest came to $348. That didn't sound right because I closed the account two months earlier, and the bank never mentioned I had any unpaid charges, in fact, they refunded an overage charge and gave me the rest of the cash in my account.

I refused to give them a credit card or debit card over the phone without proof that I owed it. Lisa got huffy when I said I wanted proof of the debt before paying it, saying "you are ruining your relationship with Bank of America". I took their letter to the bank (the only one I had ever gotten, and it was misaddressed) to ask if there was anything in that closed account that would have generated a collection action. NOTHING! Even Bank of America said this was a scam, and they had never referred anything to them in connection with this account.

I have reported them to the Attorney General consumer fraud division for the State of New Mexico. These guys are criminals.

This report was posted on Ripoff Report on 09/09/2010 04:53 PM and is a permanent record located here: https://www.ripoffreport.com/reports/mercantile-adjustment-bureau/sanborn-new-york-14132-9097/mercantile-adjustment-bureau-mercantile-fraudulent-collection-action-sanborn-new-york-639207. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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