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Report: #351408

Complaint Review: Midland Credit Managment - Oaks Pennsylvania

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  • Reported By: burien Washington
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  • Midland Credit Managment Po Box 603 Oaks, Pennsylvania U.S.A.

Midland Credit Managment Getting Nowhere Oaks Pennsylvania

*Consumer Comment: Make them answer over and over

Show customers why they should trust your business over your competitors...

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They purchased an old account past the sol for the state of washington, but an account we paid off directly to the original creditor well before being contacted by MCM. The original credit amount due was 2100.00. After sending a check to the original creditor, MCM contacted us with a balance due of 3100.00. They had the account almost 6 months before contacting us.

I sent letters and copies of the payment sent to the original creditor and they took all their information off our credit report. Then, three months later, its back on there for even more money, showing as a new account.

I sent letters again, but all I got were phone calls at all times of the day and night, calls at my husbands workplace (which is not published anywhere).

To no avail will this company stop sending notices or calling, even when we ask them too. My last letter stated we paid the original creditor off in January and for them to contact them. Two checks had been issued and one returned (all third party checks direct from a loan servicing company). To date the other check has not been returned or cashed. But I have a signed return receipt showing they got the payment.

I have already made copies of these items and sent them off to MCM and they will not respond in writing to our request to remove.

Mcm
burien, Washington
U.S.A.

This report was posted on Ripoff Report on 07/15/2008 08:16 AM and is a permanent record located here: https://www.ripoffreport.com/reports/midland-credit-managment/oaks-pennsylvania-19456/midland-credit-managment-getting-nowhere-oaks-pennsylvania-351408. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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1Consumer
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#1 Consumer Comment

Make them answer over and over

AUTHOR: Wrath Of Mcm - (U.S.A.)

POSTED: Friday, September 12, 2008

File complaints. Get all of your information together in a timeline and file complaints with the following.

sandiego.bbb.org Their main office BBB

https://www.ftccomplaintassistant.gov They police the debt collectors and can file against them if too many valid complaints are received.

www.atg.wa.gov/fileacomplaint.aspx Washington Attorney General

http://www.attorneygeneral.gov/complaints.aspx?id=451 Pennsylvania Attorney General Tom Corbett The PA office bothering you AG

http://ag.ca.gov/consumers/general.php Their Presidents home office AG

Go to the main BBB site and locate the office that handles their part in PA and file a complaint.

Send certified validation letters to each of their major shareholders.

Midland Credit Management, Inc.
aka/Midland Funding
a subsidiary of Encore Capital Group, Inc.
MRC Receivables


8875 Aero Dr. Ste 200
San Diego, California 92123-2255
Phone: 858-309-6970
800-825-8131
858 309-6970
858-560-2600
Fax: 858- 309-6977
800-306-4443

Head Debt Collectors:
(Use this information to contact MCM debt collectors)

J. Brandon Black Dir, Presand C E O
(858) 309-6963 brandon.black@encorecapitalgroup.com

Paul Grinberg ExVP and C F O
(858) 309-6970 paul.grinberg@encorecapitalgroup.com

George Brooker Sen V P and Controller
(858) 309-6957 george.brooker@encorecapitalgroup.com

Alison James Sen V P of Human Resources
(858) 309-6969 alison.james@encorecapitalgroup.com

Robin R. Pruitt Sen V P, Gen Counsel and Sec
(858) 309-6964 robin.pruitt@encorecapitalgroup.com

Anthony Riggio
Sen V P Business Development
(858) 309-6967 anthony.riggio@encorecapitalgroup.com

Jim Syran Senior VP, Chief Marketing Officer
Phone (858) 309-6962 Fax: (858) 309-6998
Rita.Melconian@MCMCG.COM

Oliver Baudouz, V P CIO
(858) 309-6013 (858) 309-6998 [fax]
oliver.baudouz@encorecapitalgroup.com





If what you say is fact and you can back it up, contact an attorney and file suit against them. YOU CAN MAKE THEM PAY for their actions and violations of the FDCPA.

FDCPA states that they do not have to send you validation but if they choose not to then they can no longer proseed to collect on the debt.

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