Report: #267595

Complaint Review: Midland Funding AKA Midland Credit Management

  • Submitted: Wed, August 15, 2007
  • Updated: Sun, December 06, 2009
  • Reported By: tampa bay Florida
  • Midland Funding AKA Midland Credit Management
    8875 Aero Dr
    San Diego, California

Midland Funding AKA Midland Credit Management unlicensed & unlisted to do business in florida San Diego California

*Author of original report: UPDATE-We Won In Court!!!

*Author of original report: midland funding AKA midland credit management

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I received a certified letter today from these yahoos claiming they're taking my husband to arbritration for a cell phone bill in excess of $1000.00. After numerous phone calls from these people over the past year, we still have not received an "itemized" bill (as requested) showing how a cell phone bill could be that excessive considering we currently pay $60-$70 a month for our cell phone bills.

They claim the contract was default in June 2003 & they purchased the contract in November 2005. Every conversation we've had with them ends with their own collectors agreeing that the bill is excessive & outrageous. They always claim to have no access to itemization or signed contracts. During one conversation my husband told them that the numerous phone calls were harrassment (up to 5X a day) & he was going to start charging then $100 every time they called him. Within the hour, they called back. As a joke, my husband offered that person $100 & a job to collect from their own company.

I've already checked with both the Florida Division of Corporations & the Division of Finance and found that they are not licenses nor listed on either website. I cannot afford an attorney to handle this so what can I do to put a stop to these leaches?

tampa bay, Florida
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This report was posted on Ripoff Report on 08/15/2007 01:54 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Author of original report

UPDATE-We Won In Court!!!

AUTHOR: Michelle - (U.S.A.)

Well, they decided to take this to arbritration (did you know that you have to pay an arbritrator a couple hundred dollars if you want them to hear your side of the story? Even if you are the victim of a scam company??) and we declined to even entertain the idea of entering into an agreement for arbritration. So....guess who the arbritrators found for? Yep! The people who paid them won the arbritration (shocking isn't it?)! So, exactly 1 year and 6 days after my certified request for proof of debt (thank you for the tips on the letter to send) I receive a letter from AAA thanking me for choosing them!? & stating MCM was awarded in the case. 

5 months later MCM is FINALLY licensed in Florida & 2 months later I am served court papers by attorneys Pollack & Rosen, Brian M. Bilodeau ESQ.

8 months go by & we finally get to court (Mr Bilodeau appeared by phone). The judge took one look at the certified receipt I had in my possession from more than a year earlier & asked their attorney why MCM never provided the requested proof of debt. His reply," We are not here to discuss that issue...the issue at hand is to enforce the arbritration!" To which the Judge replied, "Dismissed!" and then he hung up on their attorney!!!!

Before leaving the room that day, I overheard an attorneys name who specializes in countersuing these collection agencies. After 4 years of harrassing phone calls, negative claims on credit reports, and more than a year of dealing with their litigation techniques, I do believe I will be giving that attorney a call.

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#2 Author of original report

midland funding AKA midland credit management

AUTHOR: Michelle - (U.S.A.)

I just spoke with the Department of Finance & they confirmed that Midland is not licenses in the state of Florida. They told me to send an order of cease & desist by certified mail to Midland. They also stated that they were sending my inquiry to investigations to see whether or not Midland should be conducting any collections in this state. I will update when I hear anything.
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