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Report: #457495

Complaint Review: Option One Mortgage - AHMSI - Wells Fargo - Irvine California

  • Submitted:
  • Updated:
  • Reported By: hillside New Jersey
  • Author Confirmed What's this?
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  • Option One Mortgage - AHMSI - Wells Fargo Irvine, California U.S.A.

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I was very fortunate to get out from underneath the horrors of Option One / American Home Mortgage Servicing Inc & Wells Fargo (all one in the same!) -

There is one mortgage rep in the State of New Jersey that I can HIGHLY recommend! He worked like crazy to get me out from Option One / AHMSI / Wells Fargo - James Cicalese of Heritage Mortgage Banking, Morristown, NJ - 973-539-9898 --- I have no problem at all posting his information!

When I first signed with Option One, it was SUPPOSE to be for a 2 year fixed - 1 year ARM, but they apparently did a bait and switch and had me signed for a 2 year fixed - 6 month ARM! No wonder I was in bankruptcy & near foreclosure!
They actually sent my file in for Sheriff's sale without notifying either my attorney or me! ... the courts let them get away with this! It's absurd that the criminals get away with everything - and no wonder our country is down the s**t hole!

Jim was able to get me out of that ARM into an FHA fixed rate at 7.5% and then streamlined me into a 5.25% FHA 30 year fixed! ............ IT CAN BE DONE! Yea, my credit sux because of what they did ... but, I'm able to now make my payments ON TIME, without fear that I won't be able to feed my kids, heat my house or have running water ...

Tell Jim that Anne sent ya!

BEST OF LUCK! ...............and if there are any capable attorney's out there willing to do a Class Action Suit - make sure you let all of us know!

Brime
hillside, New Jersey
U.S.A.

This report was posted on Ripoff Report on 06/01/2009 06:27 PM and is a permanent record located here: https://www.ripoffreport.com/reports/option-one-mortgage-ahmsi-wells-fargo/irvine-california/option-one-mortgage-ahmsi-wells-fargo-you-can-survive-option-one-irvine-california-457495. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
2Consumer
0Employee/Owner

#2 UPDATE Employee

HOW TO SURVIVE WITH AHMSI/OPTION ONE

AUTHOR: Nancy - (U.S.A.)

POSTED: Thursday, June 18, 2009

I understand a lot of people's frustration regarding getting some help from this company. But what is frustrating is, these borrowers do not want to take ownership for there actions. How about reading and asking questions before sigining loan docs, instead of blaming it on the Mortgage company for your "wrong doing". You should never rely on someone else for your lack of knowledge or not understanding what you are signing. I am glad you are now on track with your home, but in the future, look at what you are signing.

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#1 Consumer Comment

Anyone can 'Google' this- THE OBAMA DECEPTION, and watch it on the web!

AUTHOR: Karl - (U.S.A.)

POSTED: Tuesday, June 02, 2009

Then 'Google' this- INSIDE THE MELTDOWN, and watch that FRONTLINE documentary too!

And don't forget to 'Google' this- AMERICA: FREEDOM TO FASCISM, and watch that!

POWER TO THE PEOPLE

P.S. Gasoline is going up in price, isn't it?

'Google' this- DID SPECULATION FUEL OIL PRICE SWINGS, and see WHY gasoline went over $4 a gallon last year! Remember, OIL went to $147 a barrel last summer, right?

'ONLY A PAWN IN THEIR GAME.' - Dylan

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