MSI Credit Solutions Ricardo Mandiola, Jeremy Morrehead crooks, scamers words originated from them Dallas Texas

Please beware....

This company offers nothing for you make promises they can`t handle, all they care about is take your money and run, they train workers (so called Credit Consultant) to sell not to help them out.

 First of all, most of them are high school drop outs they don`t know anything about consumer rights and how credit system works since they don`t require any state regulated license anyone can be “Credit Consultant” without any formal training, so when you have questions they can`t answer most simple basic credit questions and 90% time customers has to leave several messages and hope that they call you back within couple of weeks.

Once customer signed up they automatically draft out of their bank accounts for very minimal work they do, such as writing simple template dispute letters to credit bureaus which even 12 years old can do it by googling and get credit dispute letter template on line, and hope that remove from credit report.

Don`t even think about getting your money back you have better chance at  hitting a jack pot at the casino than trying to get a refund, there is  reason they had to move operation from Collin county (city of Frisco) to Dallas, because they can`t operate business there due to legal issues in Collin county.

It would take me more than 50 pages to write things about this company but bottom line is please don’t waste your money and aggravation.

In general credit repair is not that hard to do and if someone or some company will tell you they will remove bankruptcies, charge offs, collections accounts? They`re lying to you only ways to remove those items is to negotiate with original lender to settle and have them remove it from credit file, or if you can prove it`s not your than you can dispute it, by the law credit agencies has to verify legitimacy of within 30 days of your request even if derogatory report is legitimate.

More on credit repair subject go to Amazon.com and buy used book or CD from Nolo press it will cost you less than $20 and you can do it on your own if you can chew gum and walk same time you can do it.      

Ken Dallas, TX