Report: #151288

Complaint Review: My Perfect Credit And First Credit Of America

  • Submitted: Tue, July 26, 2005
  • Updated: Tue, July 26, 2005
  • Reported By: Deer Park Washington
  • My Perfect Credit And First Credit Of America
    1805 N Carson Street, #419
    Carson City, Nevada

My Perfect Credit And First Credit Of America ripoff, dishonest fraudulent billing Carson City Nevada

Show customers why they should trust your business over your competitors...

I have been contacted by a company called First Credit of America on behalf of My Perfect Credit. They say I owe 59.95 to My Perfect Credit. I originally received a service from a company called Clear Credit when I purchased a 3 in 1 credit report from equifax in 2004. This account was free for a 30 day trial period. When it was Clear Credit I cancelled the service within the first week.

In Feb. of this year (2005) I got a e-mail from My Perfect Credit welcoming me to their company and telling me they couldn't process my credit card. I responded immediately and told them I did not sign up for this and that my Clear credit account was inactive along time ago.

I received a e-mail from perfect credit stating the account was cancelled and I owed nothing. Now I get calls from the collection agency First Credit of America stating I owe 59.95.

I contacted them and was treated so rude I didn't know what to do. The guy said my only resolution was to pay by check, cash or credit/debit. When I refused and stated I still had the e-mail confirming the cancellation he got beligerent with me and started yelling, at this point I hung up and went right to the internet where I discovered I am not the only one with this problem.

I have gotten a address to send the e-mail that confirmed my account cancellation to along with a letter I wrote to dispute this with First Credit of America. The address, which was given to my by My Perfect Credit, is a follows

First Credit of America
300 N Elizabeth, Suite 220 B
Chicago, IL 60607

I would suggest any of you who still have the email make a copy and write a letter and send to the above address. I also filed complaints with the BBB about both companies as well as a complaint to the Federal Trade Comission

If anyone else has any suggestions please reply.

Deer Park, Washington

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This report was posted on Ripoff Report on 07/26/2005 10:49 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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