National Action Financial Services ripoff, rude, yelling, just down right stupid, don't listen Williamsville New York

I am a former Assistant Director of NAFS, who left on moral grounds. It is fine to write a cease and disist as previously advised, but your divorce decree does not supercede your owing of the debt. What your divorce decree does is allows you to sue your ex-husband for any money you pay because he did not. It is still legally your debt and his debt and will affect your credit and his credit for 7 years from the date you last paid or promised payment.

All you have to do is send them a letter certified telling them to stop all comminuecation with you and they have to. By law they are no longer allowed to contact you.

This company rec'd a collection that had been charged off it was a Sears bil. My Father had this Sears card for years and might I add at the time he wasn't married. He got married to this dtupid women who found the card that my Father had closed out the year before and she ordered a new one using his information. They sent it to his house she got it went to Sears charged a computer for over $1900.00 signed her name now remember she's not on the account at all.

Bills were being mailed to the house she would get them and pay the payment. Than she stopped! They were in the middle of a divorce when this bill came back into the picture. The judge oredered her to pay it because she commited fraud. Sears finally charged it off because I told my Dad not to pay it. Now this company had it calling him all hours of the day & night. They are not allowed to call before 8:00 in the morning or after 9:00 at night but they didn't care. The called him stating they were an attorney!!! That did it for me I contacted the attorney general but haven't heard a word yet that was 3 months ago and so far they have stopped calling him. Might I add he is 78 years old.

This company rec'd a collection that had been charged off it was a Sears bil. My Father had this Sears card for years and might I add at the time he wasn't married. He got married to this dtupid women who found the card that my Father had closed out the year before and she ordered a new one using his information. They sent it to his house she got it went to Sears charged a computer for over $1900.00 signed her name now remember she's not on the account at all.

Bills were being mailed to the house she would get them and pay the payment. Than she stopped! They were in the middle of a divorce when this bill came back into the picture. The judge oredered her to pay it because she commited fraud. Sears finally charged it off because I told my Dad not to pay it. Now this company had it calling him all hours of the day & night. They are not allowed to call before 8:00 in the morning or after 9:00 at night but they didn't care. The called him stating they were an attorney!!! That did it for me I contacted the attorney general but haven't heard a word yet that was 3 months ago and so far they have stopped calling him. Might I add he is 78 years old.

This company rec'd a collection that had been charged off it was a Sears bil. My Father had this Sears card for years and might I add at the time he wasn't married. He got married to this dtupid women who found the card that my Father had closed out the year before and she ordered a new one using his information. They sent it to his house she got it went to Sears charged a computer for over $1900.00 signed her name now remember she's not on the account at all.

Bills were being mailed to the house she would get them and pay the payment. Than she stopped! They were in the middle of a divorce when this bill came back into the picture. The judge oredered her to pay it because she commited fraud. Sears finally charged it off because I told my Dad not to pay it. Now this company had it calling him all hours of the day & night. They are not allowed to call before 8:00 in the morning or after 9:00 at night but they didn't care. The called him stating they were an attorney!!! That did it for me I contacted the attorney general but haven't heard a word yet that was 3 months ago and so far they have stopped calling him. Might I add he is 78 years old.

This company rec'd a collection that had been charged off it was a Sears bil. My Father had this Sears card for years and might I add at the time he wasn't married. He got married to this dtupid women who found the card that my Father had closed out the year before and she ordered a new one using his information. They sent it to his house she got it went to Sears charged a computer for over $1900.00 signed her name now remember she's not on the account at all.

Bills were being mailed to the house she would get them and pay the payment. Than she stopped! They were in the middle of a divorce when this bill came back into the picture. The judge oredered her to pay it because she commited fraud. Sears finally charged it off because I told my Dad not to pay it. Now this company had it calling him all hours of the day & night. They are not allowed to call before 8:00 in the morning or after 9:00 at night but they didn't care. The called him stating they were an attorney!!! That did it for me I contacted the attorney general but haven't heard a word yet that was 3 months ago and so far they have stopped calling him. Might I add he is 78 years old.

Send them a cease and desist letter by certified mail return receipt requested....it only costs a few bucks and believe or not it works! Also send a copy to your state Attorney General's office as well as the Federal Trade Commission. These jerks will continue to call for a while. They have no communication with each other so even though one idiot might stop calling another will take their place. keep a log of who calls and when. Do not get into a screaming match with them just inform them that they are violating a cease and desist and hang up. They have stopped calling me. If they continue after they receive the cease and desist you can sue them for up to 1,000.00 dollars....how nice is that. Good luck.