Ripoff Report Needs Your Help!
X  |  CLOSE
Report: #1405773

Complaint Review: NCE PREMIUM PLUS - Nationwide

  • Submitted:
  • Updated:
  • Reported By: Jarongo — Harrisburg Alabama USA
  • Author Confirmed What's this?
  • Why?
  • NCE PREMIUM PLUS Nationwide USA

NCE PREMIUM PLUS NCE PREMIUM I was shopping insurance plans in August 2017 and was contacted by a sales person pitching NCE Unified Health. This plan is nothing but a SCAM!!! I hope this posting may help others to not fall for this same SCAM FT LAUDER DALE, FL  Florida Nationwide

Show customers why they should trust your business over your competitors...

Is this
Report about YOU
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
How to fix
Ripoff Report
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

I was shopping insurance plans in August 2017 and was contacted by a sales person pitching NCE Unified Health.  This plan is nothing but a SCAM!!! The rates all seemed to be very good, unlimited doctor visits for $50/visit, full diagnostic coverage, blood and lab work, etc. No deductibles and first dollar coverage. 

I asked what the co-pays were and was given a long winded answer that made it sound like this was an 80/20 plan.  Coverage for myself and 4 dependents would be $430/mo with an enrollment fee of $99.  What a terrific rate!   They were able to offer this great rate because there was an open enrollment going on with NCE (National Congress of Employers).  Additionally, for an additional $29.95/mo I could get a "prescription rider" that would cover up to 80% off on name brand drugs and generics for $5-$10.

I asked about pre-existing conditions and told this was not an issue.  I would be covered.  I asked specifically if this was a discount plan and was told it was not.  I was told I would need to answer several questions in order to accept their coverage that would be recorded (for my protection) and when asked if I understood this to be a limited (discount) plan that they were only referring to the prescription coverage.  I also had 10 days to cancel with a full refund.

I signed up for coverage on August 27 and received a welcoming e-mail along with and letter with my member ID information and a sample schedule of benefits.  After reading through the coverages it became clear that this was actually a discount plan. 

It actually says in the welcoming e-mail "that the insurance is not basic health insurance or major medical coverage, and is not designated as a substitute for basic health insurance or major medical coverage." 

Doctor visits limited to 5 visits and the plan will only pay $50/visit.  Limits of $50 per day on pathology and radiology with only 2 days covered per year.  Surgery and hospital benefits limited as well.  The prescription rider turned out to be nothing more than a discount card similar to what you can get for $20 at Walgreens and didn't even provide a substantial discount on my medications. 

 I called NCE on 10/12/2017 and told them I wished to cancel in accordance with the cancellation provisions. 

They do not provide truthful information and actually mislead you to believe they are selling something they really are not.  I hope this posting may help others to not fall for this same SCAM

This report was posted on Ripoff Report on 10/12/2017 06:42 AM and is a permanent record located here: https://www.ripoffreport.com/reports/nce-premium-plus/nationwide/nce-premium-plus-nce-premium-i-was-shopping-insurance-plans-in-august-2017-and-was-contac-1405773. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
Featured Reports

Advertisers above have met our
strict standards for business conduct.

X
What do hackers,
questionable attorneys and
fake court orders have in common?
...Dishonest Reputation Management Investigates Reputation Repair
Free speech rights compromised

WATCH News
Segment Now