NCO Financial Refuses to clear a false report of $25,000 owed The credit card company MBNA cleared it NCO refuses Santa Barbara California

I went bankrupt 12-2000. MBNA credit card had combined 2 accounts into 1, and the 1 account was in my bankruptcy. NCO went after me to collect on an account that did not exist, as it had merged into the other account. I spoke to people who promised me they would clear it at NCO.

I sent letters referencing MBNA with an extension for a customer service rep who would verify my position. I sent forms and letters to the credit reporting agencies who said they could do nothing because NCO refused to clear the false account. A year later, I am sending letters again, threatening a lawsuit if they don't clear my credit. I'd prefer to join with others in a civil suit.

Beryl
Santa Barbara, California
U.S.A.